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Melhor Neobanco em United Kingdom 2026

3 neobancos disponíveis · Atualizado em março de 2026

The UK (post-Brexit) has its own highly competitive neobank market with Revolut, Monzo, and Starling all headquartered here. EU neobanks N26 and bunq left post-Brexit. GBP is the currency.
🏆 Our Top Pick for United Kingdom

Revolut

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

✓ Local GB IBAN 🛡️ €100K deposit protection ✓ App in local language

Revolut was founded in London. UK banking license. GB sort code and account number. Largest neobank in UK by users.

Todos os neobancos disponíveis em United Kingdom

1

Revolut

🛡️ Full Bank GB IBAN

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

Revolut was founded in London. UK banking license. GB sort code and account number. Largest neobank in UK by users.

Plano gratuito 💰 Savings up to 2.59% AER 📈 Investing ₿ Crypto 🌍 Local language
2

Monzo

🛡️ Full Bank GB IBAN

Best-in-class UX and human customer support; community-driven product development; first fully ECB/CBI-licensed digital bank in Ireland; reported first full pre-tax profit (£114M FY2026)

Monzo is headquartered in London. UK banking license since 2017. GB sort code and account number. 14 million customers.

Plano gratuito 💰 Savings 1.60% AER variable 🌍 Local language
3

Wise

🟡 E-Money GB IBAN

The global benchmark for transparent, low-cost international transfers — always at the real exchange rate with no hidden markups; 4.3/5 Trustpilot from 220K+ reviews confirms industry-leading trust

Wise (formerly TransferWise) is headquartered in London. GB sort code and account number for GBP. App in English.

💰 Savings up to 4.75% (GBP); ~3.20% (EUR) 📈 Investing 🌍 Local language

Not Available in United Kingdom

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N26

N26 withdrew from the UK after Brexit in February 2020. Not available in UK.

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bunq

bunq exited UK post-Brexit in 2020. Applied for FCA license in 2024 but still pending as of March 2026.

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Trade Republic

Trade Republic is not available in the UK as of March 2026.

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Vivid Money

Vivid Money does not operate in the UK.

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Qonto

Qonto is not available in the UK.

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Lunar

Lunar is Nordic-only. Not available in the UK.

Perguntas frequentes

Which is the best neobank in United Kingdom?

Revolut is our top pick for United Kingdom in 2026. Revolut was founded in London. UK banking license. GB sort code and account number. Largest neobank in UK by users.

How many neobanks are available in United Kingdom?

3 of the major EU neobanks are available in United Kingdom: Revolut, Monzo, starling, Wise.

Do neobanks in United Kingdom offer local IBANs?

Yes — Revolut, Monzo, Wise offer a local GB IBAN in United Kingdom. Other banks use an IBAN from their home country (passported).

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Compare todos os neobancos da UE

Veja a classificação completa dos 10 neobancos da UE — comissões, segurança, funcionalidades e pontuações do Trustpilot.

Ranking completo dos neobancos da UE →

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Aviso legal: Este site é apenas para fins informativos. Não somos consultores financeiros. Verifique sempre as condições mais recentes diretamente com cada provedor antes de abrir uma conta.

© 2026 Neobanks Guide. Todos os direitos reservados.

Edition №07 · Updated 11 March 2026