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Worldwide / Europe / United Kingdom · Updated 11 March 2026

Best neobanks in
United Kingdom.

3 EU neobanks serve United Kingdom in 2026. Ranked by licence class, local-IBAN availability, and fee structure for a resident.

3Available
2With full DGS
3With local GB IBAN
Our pickRevolut
Top pick · United Kingdom
Revolut
The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers
Local IBAN GB · native
Protection€100,000 DGS
LanguageLocalised app
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Country notes

Specifics for United Kingdom.

The UK (post-Brexit) has its own highly competitive neobank market with Revolut, Monzo, and Starling all headquartered here. EU neobanks N26 and bunq left post-Brexit. GBP is the currency.

Safety first

Is your money actually protected in United Kingdom?

2 of the 3 neobanks available here hold a full credit-institution licence with €100,000 DGS cover; the rest "safeguard" money at a custody bank, which is not insurance. Read the distinction in our deposit-protection guide, or jump to the live DGS tracker for the current per-bank status.