← About / Disclosure Edition №08 · Updated 11 March 2026

Who pays us. How much.

Which banks pay us an affiliate commission, and the per-signup rate for each. If a bank isn't listed, it doesn't pay us. Scores are untouched by any of it — the methodology page is the audit trail.

See the ledger → Read methodology →

Section 01 · The ledger

Every bank, paid or not.

	Bank	Arrangement	Score	Per signup
01	R Revolut Active arrangement	Affiliate Standard account	91	€28
02	b bunq Active arrangement	Affiliate Standard account	87	€60
05	T Trade Republic Active arrangement	Affiliate Standard account	81	€40
44	W Wise Active arrangement	Affiliate Standard account	68	€32
03	N N26 No arrangement	—	85	—	€0
04	V Varo Money No arrangement	—	82	—	€0
06	L Lunar No arrangement	—	79	—	€0
07	S SoFi No arrangement	—	79	—	€0
08	M Monzo No arrangement	—	78	—	€0
09	K K Bank No arrangement	—	78	—	€0
10	K Kakao Bank No arrangement	—	78	—	€0
11	T Toss Bank No arrangement	—	78	—	€0
+ 73 more banks · no arrangement

Section 02 · The rules

What payment does not change.

Rule 01

Score.

A bank's composite score is computed from the method page. No row in the ledger — this one included — can change a single dimensional score. Editors cannot override the weighted mean.

Rule 02

Rank order.

The ranking is a direct sort of the composite score, with fixed tiebreakers (regulation, then UX). There is no "editorial" reorder. If a paying bank scores below a non-paying one, it sits below on every page.

Rule 03

Placement.

Affiliate links appear only on rows where an arrangement exists. A non-paying bank is not shown a "sponsored" label it doesn't have; a paying bank's disclosure line appears on every page where its link is used.

Rejected arrangements · published

Two banks proposed "preferred-placement" deals in the last year. Both were declined.

One offered a flat quarterly fee in exchange for top-of-category positioning in one best-for guide. Another proposed pay-per-view on review pages at 10× our current affiliate unit economics, contingent on removing a specific paragraph. Both rejections are logged in Corrections.

See methodology →