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Melhor Neobanco em Switzerland 2026

4 neobancos disponíveis · Atualizado em março de 2026

Switzerland is outside EU and EEA. CHF is the currency. Neon and Yuh are strong local competitors. Revolut and N26 available but without local CH IBAN. Wise offers local CHF details.
🏆 Our Top Pick for Switzerland

Revolut

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

🛡️ €100K deposit protection ✓ App in local language

Revolut available in Switzerland. LT IBAN (passported for EUR). App in German and French.

Abrir conta Revolut ↗ Ler análise do Revolut →

Todos os neobancos disponíveis em Switzerland

1

Revolut

🛡️ Full Bank

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

Revolut available in Switzerland. LT IBAN (passported for EUR). App in German and French.

Plano gratuito 💰 Savings up to 2.59% AER 📈 Investing ₿ Crypto 🌍 Local language
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2

Wise

🟡 E-Money CH IBAN

The global benchmark for transparent, low-cost international transfers — always at the real exchange rate with no hidden markups; 4.3/5 Trustpilot from 220K+ reviews confirms industry-leading trust

Wise supports CHF accounts with local Swiss bank details. App in German and French.

💰 Savings up to 4.75% (GBP); ~3.20% (EUR) 📈 Investing 🌍 Local language
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3

N26

🛡️ Full Bank

Full German banking license (BaFin) combined with a sleek mobile-only experience; one of the first fully licensed EU neobanks with €100,000 German deposit protection

N26 available in Switzerland. DE IBAN (passported for EUR). App in German and French.

Plano gratuito 💰 Savings up to 2.00% p.a. 📈 Investing ₿ Crypto 🌍 Local language
Abrir conta ↗ Análise →
4

Vivid Money

🟡 E-Money

SME-focused business banking (as of the March 2025 retail-exit pivot) with a multi-IBAN Pockets model (up to 15 country-specific IBANs in one account) plus an attached MiFID II brokerage and a MiCAR-licensed crypto surface — a combination no other EU SME banking product matches.

Vivid Money available in Switzerland. LT IBAN (passported). App in German.

Plano gratuito 💰 Savings variable (ECB-linked) 📈 Investing ₿ Crypto 🌍 Local language
Abrir conta ↗ Análise →

Not Available in Switzerland

🚫
bunq

bunq is not available in Switzerland. Switzerland is outside the EEA.

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Trade Republic

Trade Republic is not available in Switzerland as of March 2026.

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Qonto

Qonto is not available in Switzerland.

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Monzo

Monzo not available in Switzerland.

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Lunar

Lunar is Nordic-only. Not available in Switzerland.

Perguntas frequentes

Which is the best neobank in Switzerland?

Revolut is our top pick for Switzerland in 2026. Revolut available in Switzerland. LT IBAN (passported for EUR). App in German and French.

How many neobanks are available in Switzerland?

4 of the major EU neobanks are available in Switzerland: Revolut, Wise, N26, Vivid Money.

Do neobanks in Switzerland offer local IBANs?

Yes — Wise offers a local CH IBAN in Switzerland. Other banks use an IBAN from their home country (passported).

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Compare todos os neobancos da UE

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