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El mejor neobanco de Sweden, 2026

6 neobancos disponibles · Actualizado en marzo de 2026

Sweden uses SEK (non-Euro). Lunar is a key local Nordic neobank. Swish dominates domestic payments so neobanks face unique local competition.
🏆 Our Top Pick for Sweden

Revolut

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

🛡️ €100K deposit protection ✓ App in local language

Revolut available in Sweden. LT IBAN (passported). App in Swedish.

Todos los neobancos disponibles en Sweden

1

Revolut

🛡️ Full Bank

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

Revolut available in Sweden. LT IBAN (passported). App in Swedish.

Plan gratuito 💰 Savings up to 2.59% AER 📈 Investing ₿ Crypto 🌍 Local language
2

Lunar

🛡️ Full Bank SE IBAN

The leading Nordic neobank with a full Danish banking license — serves 1M+ personal customers and 40,000 businesses across Denmark, Sweden, and Norway; deepest Nordic market penetration of any digital-only bank

Lunar is a leading Nordic neobank operating in Sweden. SE IBAN. App in Swedish. Over 1M users across Nordics.

Plan gratuito 💰 Savings up to 1.55% p.a. ₿ Crypto 🌍 Local language
3

Wise

🟡 E-Money SE IBAN

The global benchmark for transparent, low-cost international transfers — always at the real exchange rate with no hidden markups; 4.3/5 Trustpilot from 220K+ reviews confirms industry-leading trust

Wise supports SEK accounts with local Swedish bank account details. No Swedish app language.

💰 Savings up to 4.75% (GBP); ~3.20% (EUR) 📈 Investing
4

N26

🛡️ Full Bank

Full German banking license (BaFin) combined with a sleek mobile-only experience; one of the first fully licensed EU neobanks with €100,000 German deposit protection

N26 available in Sweden. DE IBAN (passported). No Swedish app language.

Plan gratuito 💰 Savings up to 2.00% p.a. 📈 Investing ₿ Crypto
5

bunq

🛡️ Full Bank

Europe's second-largest neobank by deposits (€8B+) with the most granular IBAN-per-sub-account architecture; first new fully licensed bank in the Netherlands in 38 years; strong sustainability angle

bunq available in Sweden. NL IBAN (passported). No Swedish app language.

Plan gratuito 💰 Savings up to 2.46% AER
6

Vivid Money

🟡 E-Money

SME-focused business banking (as of the March 2025 retail-exit pivot) with a multi-IBAN Pockets model (up to 15 country-specific IBANs in one account) plus an attached MiFID II brokerage and a MiCAR-licensed crypto surface — a combination no other EU SME banking product matches.

Vivid Money available in Sweden after 2024 expansion. LT IBAN (passported).

Plan gratuito 💰 Savings variable (ECB-linked) 📈 Investing ₿ Crypto

Not Available in Sweden

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Trade Republic

Trade Republic is not available in Sweden as of March 2026.

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Qonto

Qonto is not available in Sweden.

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Monzo

Monzo not yet launched in Sweden.

Preguntas frecuentes

Which is the best neobank in Sweden?

Revolut is our top pick for Sweden in 2026. Revolut available in Sweden. LT IBAN (passported). App in Swedish.

How many neobanks are available in Sweden?

6 of the major EU neobanks are available in Sweden: Revolut, Lunar, Wise, N26, bunq, Vivid Money.

Do neobanks in Sweden offer local IBANs?

Yes — Lunar, Wise offer a local SE IBAN in Sweden. Other banks use an IBAN from their home country (passported).

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Compara todos los neobancos de la UE

Consulta la clasificación completa de los 10 neobancos de la UE: comisiones, seguridad, características y puntuaciones de Trustpilot.

Clasificación completa de los neobancos de la UE →