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Worldwide / Europe / Sweden · Updated 11 March 2026

Best neobanks in
Sweden.

6 EU neobanks serve Sweden in 2026. Ranked by licence class, local-IBAN availability, and fee structure for a resident.

6Available
4With full DGS
2With local SE IBAN
Our pickRevolut
Top pick · Sweden
Revolut
The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers
Protection€100,000 DGS
LanguageLocalised app
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Country notes

Specifics for Sweden.

Sweden uses SEK (non-Euro). Lunar is a key local Nordic neobank. Swish dominates domestic payments so neobanks face unique local competition.

Safety first

Is your money actually protected in Sweden?

4 of the 6 neobanks available here hold a full credit-institution licence with €100,000 DGS cover; the rest "safeguard" money at a custody bank, which is not insurance. Read the distinction in our deposit-protection guide, or jump to the live DGS tracker for the current per-bank status.