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Beste Neobank in „Czech Republic“ 2026

4 Verfügbare Neobanken · Aktualisiert im März 2026

CZK is non-Euro. Revolut is the dominant neobank. N26 and Trade Republic do not operate here. Wise offers local CZK account details.
🏆 Our Top Pick for Czech Republic

Revolut

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

🛡️ €100K deposit protection ✓ App in local language

Revolut available in Czech Republic. LT IBAN (passported). App in Czech.

Alle in der EU verfügbaren Neobanken

1

Revolut

🛡️ Full Bank

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

Revolut available in Czech Republic. LT IBAN (passported). App in Czech.

Kostenloser Tarif 💰 Savings up to 2.59% AER 📈 Investing ₿ Crypto 🌍 Local language
2

Wise

🟡 E-Money CZ IBAN

The global benchmark for transparent, low-cost international transfers — always at the real exchange rate with no hidden markups; 4.3/5 Trustpilot from 220K+ reviews confirms industry-leading trust

Wise supports CZK accounts with local Czech bank details. App in Czech.

💰 Savings up to 4.75% (GBP); ~3.20% (EUR) 📈 Investing 🌍 Local language
3

Vivid Money

🟡 E-Money

SME-focused business banking (as of the March 2025 retail-exit pivot) with a multi-IBAN Pockets model (up to 15 country-specific IBANs in one account) plus an attached MiFID II brokerage and a MiCAR-licensed crypto surface — a combination no other EU SME banking product matches.

Vivid Money available in Czech Republic after 2024 expansion. LT IBAN (passported).

Kostenloser Tarif 💰 Savings variable (ECB-linked) 📈 Investing ₿ Crypto
4

bunq

🛡️ Full Bank

Europe's second-largest neobank by deposits (€8B+) with the most granular IBAN-per-sub-account architecture; first new fully licensed bank in the Netherlands in 38 years; strong sustainability angle

bunq available in Czech Republic. NL IBAN (passported). No Czech language support.

Kostenloser Tarif 💰 Savings up to 2.46% AER

Not Available in Czech Republic

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N26

N26 is not available in Czech Republic as of March 2026.

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Trade Republic

Trade Republic is not available in Czech Republic as of March 2026.

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Qonto

Qonto is not available in Czech Republic.

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Monzo

Monzo not yet launched in Czech Republic.

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Lunar

Lunar is Nordic-only. Not available in Czech Republic.

Häufig gestellte Fragen

Which is the best neobank in Czech Republic?

Revolut is our top pick for Czech Republic in 2026. Revolut available in Czech Republic. LT IBAN (passported). App in Czech.

How many neobanks are available in Czech Republic?

4 of the major EU neobanks are available in Czech Republic: Revolut, Wise, Vivid Money, bunq.

Do neobanks in Czech Republic offer local IBANs?

Yes — Wise offers a local CZ IBAN in Czech Republic. Other banks use an IBAN from their home country (passported).

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