Trade Republic vs Trust Bank.
Trade Republic (T81/100) and Trust Bank (T52/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Trade Republic leads Trust Bank 8-1.
| T Trade Republic №05 · BaFin 81 /100 | T Trust Bank №67 · MAS 52 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 81 /100 | 52 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | 1.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Full bank BaFin | Payment inst. MAS |
| Deposit guarantee Per depositor | €100,000 EU.DGS.DE | Safeguarded SG.SDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 17 countries | 1 country |
| Crypto Coins available | 50 coins | No |
| Stocks & ETFs Self-directed | Yes | No |
| UX | ||
| Trustpilot Customer score | 3.3 ★ 28k reviews | — |
| App store iOS + Android avg | 4.4 ★ iOS 4.8 · And 4.1 | 4.7 ★ iOS 4.7 · And 4.6 |
| Read review → | Read review → | |
Pick Trade Republic if…
Pick if you want the cheapest brokerage in Europe (€1/trade) and the highest interest on idle cash. Not a primary current account.
Pick Trust Bank if…
Singapore's third Digital Full Bank under MAS — Standard Chartered + FairPrice (NTUC) JV. SDIC cover via the DFB licence. FairPrice grocery-spending integration is unique to its parents. ~800K SG customers in first year.
- Best for fees Trade Republic won 1 of 4
- Best for protection Trade Republic won 2 of 2
- Best for reach Trade Republic won 3 of 3
- Best for ux Tied
Trade Republic vs Trust Bank — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Trade Republic better than Trust Bank?
Under our v3 methodology, Trade Republic leads Trust Bank 8–1 across 12 dimensions. Composite scores: Trade Republic 81/100 vs Trust Bank 52/100. Trade Republic is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Trade Republic or Trust Bank cheaper?
Monthly fee — Trade Republic: €0; Trust Bank: €0. Card FX markup — Trade Republic: Interbank; Trust Bank: 1.00%. Trade Republic wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Trade Republic or Trust Bank?
Trade Republic holds a Full bank licence under BaFin; deposit guarantee per depositor: €100,000. Trust Bank holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. Trade Republic is the stronger pick on regulatory protection.
Where can I use Trade Republic and Trust Bank?
Trade Republic operates in 17 countries; Trust Bank operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.