GoTyme vs Trust Bank.
GoTyme (G52/100) and Trust Bank (T52/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. A close tie.
| G GoTyme №65 · BSP 52 /100 | T Trust Bank №67 · MAS 52 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 52 /100 | 52 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | 1.50% | 1.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Payment inst. BSP | Payment inst. MAS |
| Deposit guarantee Per depositor | Safeguarded PH.PDIC | Safeguarded SG.SDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | No | No |
| UX | ||
| Trustpilot Customer score | — | — |
| App store iOS + Android avg | 4.8 ★ iOS 4.8 · And 4.7 | 4.7 ★ iOS 4.7 · And 4.6 |
| Read review → | Read review → | |
Pick GoTyme if…
Joint venture between Tyme Group (South African digital-bank operator) and JG Summit Holdings (PH conglomerate). Fastest-growing PH neobank — ~6M customers in <4 years. Instant in-mall card-issuance via Robinsons Retail kiosks is a structural differentiator.
Pick Trust Bank if…
Singapore's third Digital Full Bank under MAS — Standard Chartered + FairPrice (NTUC) JV. SDIC cover via the DFB licence. FairPrice grocery-spending integration is unique to its parents. ~800K SG customers in first year.
- Best for fees Trust Bank won 1 of 4
- Best for protection Tied
- Best for reach Tied
- Best for ux GoTyme won 1 of 2
GoTyme vs Trust Bank — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is GoTyme better than Trust Bank?
GoTyme and Trust Bank are tied 1–1 across 12 dimensions under our v3 methodology. Composite scores: GoTyme 52/100 vs Trust Bank 52/100. The right pick depends on which dimension you weight most heavily.
Is GoTyme or Trust Bank cheaper?
Monthly fee — GoTyme: €0; Trust Bank: €0. Card FX markup — GoTyme: 1.50%; Trust Bank: 1.00%. Trust Bank wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, GoTyme or Trust Bank?
GoTyme holds a Payment inst. licence under BSP; deposit guarantee per depositor: Safeguarded. Trust Bank holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. Both score equally on regulatory protection rows.
Where can I use GoTyme and Trust Bank?
GoTyme operates in 1 country; Trust Bank operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.