Found vs Mashreq Neo.
Found (F69/100) and Mashreq Neo (M52/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Found leads Mashreq Neo 4-2.
| F Found №39 · FDIC 69 /100 | M Mashreq Neo №66 · CBUAE 52 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 69 /100 | 53 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | 1.00% | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Partner-bank FDIC | Payment inst. CBUAE |
| Deposit guarantee Per depositor | $250,000 US.FDIC | Safeguarded AE.DPS |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | No | Yes |
| UX | ||
| Trustpilot Customer score | — | — |
| App store iOS + Android avg | 4.7 ★ iOS 4.8 · And 4.6 | 4.2 ★ iOS 4.3 · And 4.1 |
| Read review → | Read review → | |
Pick Found if…
The tightest 1099-workflow loop in US neobanking — deposit lands → user-defined percentage auto-routes to a Taxes Pocket → quarterly tax estimator computes the federal liability → in-app federal payment closes the loop. Plus and Pro tiers add APY (1.50% capped at $20K / 2.50% uncapped) and Pro layers in 1% cashback on a metal debit card. Sponsor bank migrated from Piermont Bank to Lead Bank in October 2025 — legacy customers should verify their rails have moved.
Pick Mashreq Neo if…
Digital arm of Mashreq Bank — one of UAE's oldest private banks. Multi-currency (AED + USD + GBP + EUR) is the structural differentiator vs. AED-only competitors like Liv. AE DPS cover via parent. Mashreq Neo Wealth adds investment access in the same app.
- Best for fees Mashreq Neo won 1 of 4
- Best for protection Found won 2 of 2
- Best for reach Mashreq Neo won 1 of 3
- Best for ux Found won 1 of 2
Found vs Mashreq Neo — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Found better than Mashreq Neo?
Under our v3 methodology, Found leads Mashreq Neo 4–2 across 12 dimensions. Composite scores: Found 69/100 vs Mashreq Neo 52/100. Found is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Found or Mashreq Neo cheaper?
Monthly fee — Found: €0; Mashreq Neo: €0. Card FX markup — Found: 1.00%; Mashreq Neo: Interbank. Mashreq Neo wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Found or Mashreq Neo?
Found holds a Partner-bank licence under FDIC; deposit guarantee per depositor: $250,000. Mashreq Neo holds a Payment inst. licence under CBUAE; deposit guarantee per depositor: Safeguarded. Found is the stronger pick on regulatory protection.
Where can I use Found and Mashreq Neo?
Found operates in 1 country; Mashreq Neo operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.