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№02 · HEAD-TO-HEAD · Edition №08 · Updated 11 March 2026

C6 Bank vs Maya Bank.

C6 Bank (C71/100) and Maya Bank (M50/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. C6 Bank leads Maya Bank 6-1.

Quick verdict C6 Bank 6–1
Score 10 of 1
Fees 01 of 4
Protection 20 of 2
Reach 10 of 3
UX 20 of 2
C6 Bank Maya Bank
Banks compared 2 banks · 12 dimensions
C C6 Bank 71/100 M Maya Bank 50/100 + Add a third bank
Tally · who wins more rows12 dimensions compared
CC6 Bank
62 tie · 4 loss
MMaya Bank
12 tie · 9 loss
Winner: C6 Bank Closest gap: 5rowsEdition №08
C
C6 Bank №30 · BACEN 71 /100
M
Maya Bank №79 · BSP 50 /100
Score
Composite score Out of 100 71 /100 50 /100
Fees
Monthly fee Cheapest paid tier (€0 if free) €0 Free tier €0 Free tier
FX markup Debit card abroad 4.00% 2.00%
Free FX / month EUR equivalent €0 €0
Free ATM Before fee kicks in
Protection
Banking licence Tier Full bank BACEN Payment inst. BSP
Deposit guarantee Per depositor €250,000 BR.FGC Safeguarded PH.PDIC
Reach
Markets served Licensed jurisdictions 1 country 1 country
Crypto Coins available No No
Stocks & ETFs Self-directed Yes No
UX
Trustpilot Customer score 2.9 ★ 1k reviews
App store iOS + Android avg 4.5 ★ iOS 4.6 · And 4.4 4.5 ★ iOS 4.5 · And 4.4
Read review Read review

Pick C6 Bank if…

C6 Bank №30

Fastest-growing Brazilian neobank since 2018, ~30M customers. JP Morgan Chase invested in 2021 (40% stake) — adds international banking-as-a-service dimension via C6 Glob (USD account product). The Carbono tier (R$45/mo) is a structural mid-market premium positioned between free Nu Padrão and Itaú Personnalité.

Pick Maya Bank if…

Maya Bank №79

Voyager Innovations digital bank arm — Philippines BSP digital banking licence (one of 6). Maya super-app heritage (formerly PayMaya, ~50M wallet users). Strongest super-app distribution among PH digital banks. PDIC cover.

Best at a glance Axis-by-axis winner — ties skipped.
  • Best for fees Maya Bank won 1 of 4
  • Best for protection C6 Bank won 2 of 2
  • Best for reach C6 Bank won 1 of 3
  • Best for ux C6 Bank won 2 of 2
Frequently asked

C6 Bank vs Maya Bank — FAQ

Quick answers to the four questions the search-bar asks most about a head-to-head.

Is C6 Bank better than Maya Bank?

Under our v3 methodology, C6 Bank leads Maya Bank 6–1 across 12 dimensions. Composite scores: C6 Bank 71/100 vs Maya Bank 50/100. C6 Bank is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.

Is C6 Bank or Maya Bank cheaper?

Monthly fee — C6 Bank: €0; Maya Bank: €0. Card FX markup — C6 Bank: 4.00%; Maya Bank: 2.00%. Maya Bank wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.

Which is safer for deposits, C6 Bank or Maya Bank?

C6 Bank holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. Maya Bank holds a Payment inst. licence under BSP; deposit guarantee per depositor: Safeguarded. C6 Bank is the stronger pick on regulatory protection.

Where can I use C6 Bank and Maya Bank?

C6 Bank operates in 1 country; Maya Bank operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.

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