C6 Bank vs Bluevine.
C6 Bank (C71/100) and Bluevine (B70/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. A close tie.
| B Bluevine №35 · FDIC 70 /100 | C C6 Bank №30 · BACEN 71 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 70 /100 | 71 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | 2.00% | 4.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Partner-bank FDIC | Full bank BACEN |
| Deposit guarantee Per depositor | $250,000 US.FDIC | €250,000 BR.FGC |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | No | Yes |
| UX | ||
| Trustpilot Customer score | 4.5 ★ 10k reviews | 2.9 ★ 1k reviews |
| App store iOS + Android avg | 4.5 ★ iOS 4.6 · And 4.5 | 4.5 ★ iOS 4.6 · And 4.4 |
| Read review → | Read review → | |
Pick Bluevine if…
US business-checking-led neobank with the deepest sweep-extended FDIC of the US partner-bank category — $3M via Coastal Community Bank + a 17-bank sweep network. Premier tier ($95/mo waivable) pays 3.0% APY uncapped on all balances, structurally distinct from Mercury (Treasury yield via brokerage) or Novo ($250K single-bank only). Bluevine Line of Credit (up to $250K) and an invitation-only Cashback Mastercard (1.5% unlimited, launched June 2024) sit alongside the checking product.
Pick C6 Bank if…
Fastest-growing Brazilian neobank since 2018, ~30M customers. JP Morgan Chase invested in 2021 (40% stake) — adds international banking-as-a-service dimension via C6 Glob (USD account product). The Carbono tier (R$45/mo) is a structural mid-market premium positioned between free Nu Padrão and Itaú Personnalité.
- Best for fees Bluevine won 1 of 4
- Best for protection C6 Bank won 1 of 2
- Best for reach C6 Bank won 1 of 3
- Best for ux Bluevine won 2 of 2
C6 Bank vs Bluevine — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Bluevine better than C6 Bank?
Bluevine and C6 Bank are tied 3–3 across 12 dimensions under our v3 methodology. Composite scores: Bluevine 70/100 vs C6 Bank 71/100. The right pick depends on which dimension you weight most heavily.
Is Bluevine or C6 Bank cheaper?
Monthly fee — Bluevine: €0; C6 Bank: €0. Card FX markup — Bluevine: 2.00%; C6 Bank: 4.00%. Bluevine wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Bluevine or C6 Bank?
Bluevine holds a Partner-bank licence under FDIC; deposit guarantee per depositor: $250,000. C6 Bank holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. C6 Bank is the stronger pick on regulatory protection.
Where can I use Bluevine and C6 Bank?
Bluevine operates in 1 country; C6 Bank operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
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