Banco PAN vs Tiger BBP.
Banco PAN (B75/100) and Tiger BBP (T45/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Banco PAN leads Tiger BBP 5-2.
| B Banco PAN №21 · BACEN 75 /100 | T Tiger BBP №84 · MAS 45 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 75 /100 | 45 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €60 /mo |
| FX markup Debit card abroad | 3.00% | 0.50% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Full bank BACEN | Payment inst. MAS |
| Deposit guarantee Per depositor | €250,000 BR.FGC | Safeguarded SG.SDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 2 countries |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | — | — |
| App store iOS + Android avg | 4.5 ★ iOS 4.5 · And 4.4 | — |
| Read review → | Read review → | |
Pick Banco PAN if…
Brazilian full bank, BACEN-licensed since 1969 (digital pivot 2018). BTG Pactual majority owner since 2021. B3-listed. ~28M customers. FGC cover. Adds full-bank diversity to Nubank/Inter/C6 in BR; differentiates by payroll-deductible lending heritage.
Pick Tiger BBP if…
APAC SMB platform from UP Fintech (NASDAQ: TIGR / Tiger Brokers parent). Broker-dealer-backed treasury yield via UP Fintech's brokerage infrastructure is the structural moat versus Aspire (no native yield) and Airwallex (optional Yield in select markets). Cross-Asia payment corridors plus public-company parent transparency (NASDAQ filings). Structurally distinct from APAC payment-institution alternatives.
- Best for fees Tied
- Best for protection Banco PAN won 2 of 2
- Best for reach Tiger BBP won 1 of 3
- Best for ux Banco PAN won 1 of 2
Banco PAN vs Tiger BBP — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Banco PAN better than Tiger BBP?
Under our v3 methodology, Banco PAN leads Tiger BBP 5–2 across 12 dimensions. Composite scores: Banco PAN 75/100 vs Tiger BBP 45/100. Banco PAN is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Banco PAN or Tiger BBP cheaper?
Monthly fee — Banco PAN: €0; Tiger BBP: €60. Card FX markup — Banco PAN: 3.00%; Tiger BBP: 0.50%. Tied across fee rows. See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Banco PAN or Tiger BBP?
Banco PAN holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. Tiger BBP holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. Banco PAN is the stronger pick on regulatory protection.
Where can I use Banco PAN and Tiger BBP?
Banco PAN operates in 1 country; Tiger BBP operates in 2 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.