Banco Inter vs Aspire.
Banco Inter (B76/100) and Aspire (A70/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Banco Inter leads Aspire 6-2.
| A Aspire №37 · MAS 70 /100 | B Banco Inter №16 · BACEN 76 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 70 /100 | 76 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | 0.30% | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Partner-bank MAS | Full bank BACEN |
| Deposit guarantee Per depositor | €100,000 SG.SDIC | €250,000 BR.FGC |
| Reach | ||
| Markets served Licensed jurisdictions | 8 countries | 2 countries |
| Crypto Coins available | No | 8 coins |
| Stocks & ETFs Self-directed | No | Yes |
| UX | ||
| Trustpilot Customer score | 4.3 ★ 1k reviews | 2.8 ★ 1k reviews |
| App store iOS + Android avg | 4.5 ★ iOS 4.6 · And 4.4 | 4.5 ★ iOS 4.6 · And 4.4 |
| Read review → | Read review → | |
Pick Aspire if…
The APAC-first multi-currency business-account platform for SaaS startups and e-commerce sellers — SG-HQ MAS Major Payment Institution with native multi-currency accounts (USD/SGD/EUR/GBP/IDR + HKD/AUD/IDR/MYR) plus local-currency receiving in 30+ countries and local account issuance in 6 jurisdictions (SG, HK, US, UK, EU, AU). Built for APAC startups taking USD revenue who need a SGD operating account without the friction of running Mercury (US) + a SG-bank relationship side-by-side. Stripe + Shopify + Xero integration depth makes Aspire the structural fit for SaaS / e-commerce / fintech operators in the region. MAS-licensed Major Payment Institution status is the structural anchor.
Pick Banco Inter if…
Brazilian full-bank digital pivot success story (since 2015). ~33M customers across Conta + Inter Invest + Inter Shop. Public on NASDAQ: INTR (formerly B3). Inter Shop (cashback marketplace) is a unique super-app feature in Brazilian neobanking.
- Best for fees Banco Inter won 1 of 4
- Best for protection Banco Inter won 2 of 2
- Best for reach Banco Inter won 2 of 3
- Best for ux Aspire won 1 of 2
Banco Inter vs Aspire — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Aspire better than Banco Inter?
Under our v3 methodology, Banco Inter leads Aspire 6–2 across 12 dimensions. Composite scores: Aspire 70/100 vs Banco Inter 76/100. Banco Inter is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Aspire or Banco Inter cheaper?
Monthly fee — Aspire: €0; Banco Inter: €0. Card FX markup — Aspire: 0.30%; Banco Inter: Interbank. Banco Inter wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Aspire or Banco Inter?
Aspire holds a Partner-bank licence under MAS; deposit guarantee per depositor: €100,000. Banco Inter holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. Banco Inter is the stronger pick on regulatory protection.
Where can I use Aspire and Banco Inter?
Aspire operates in 8 countries; Banco Inter operates in 2 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.