Airwallex vs Banco Inter.
Airwallex (A77/100) and Banco Inter (B76/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Banco Inter leads Airwallex 5-3.
| A Airwallex №14 · FCA 77 /100 | B Banco Inter №16 · BACEN 76 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 77 /100 | 76 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | 0.40% | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Partner-bank FCA | Full bank BACEN |
| Deposit guarantee Per depositor | €100,000 SG.SDIC | €250,000 BR.FGC |
| Reach | ||
| Markets served Licensed jurisdictions | 50 countries | 2 countries |
| Crypto Coins available | No | 8 coins |
| Stocks & ETFs Self-directed | No | Yes |
| UX | ||
| Trustpilot Customer score | 4.0 ★ 5k reviews | 2.8 ★ 1k reviews |
| App store iOS + Android avg | 4.5 ★ iOS 4.6 · And 4.4 | 4.5 ★ iOS 4.6 · And 4.4 |
| Read review → | Read review → | |
Pick Airwallex if…
The global multi-currency payments and operating-account platform with the broadest footprint in the SMB category — 23 currencies, local accounts in 10+ jurisdictions, local-account receiving in 60+ countries, multi-jurisdiction licensing (AU AFSL + MAS MPI + HKMA MSO + FCA EMI + US state money-transmitter), volume-based FX pricing, and issuing API for embedded card programmes. Structurally the most comprehensive cross-border AP / AR platform in the category, sitting between Wise Business (consumer-and-SMB cross-border) and Stripe (acquiring + payments) in the global-SMB stack. The embedded-finance API is the structural moat versus Aspire and Wise Business — marketplaces and SaaS platforms build payouts and card-issuing on Airwallex infrastructure rather than running multiple regional bank relationships.
Pick Banco Inter if…
Brazilian full-bank digital pivot success story (since 2015). ~33M customers across Conta + Inter Invest + Inter Shop. Public on NASDAQ: INTR (formerly B3). Inter Shop (cashback marketplace) is a unique super-app feature in Brazilian neobanking.
- Best for fees Banco Inter won 1 of 4
- Best for protection Banco Inter won 2 of 2
- Best for reach Banco Inter won 2 of 3
- Best for ux Airwallex won 1 of 2
Airwallex vs Banco Inter — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Airwallex better than Banco Inter?
Under our v3 methodology, Banco Inter leads Airwallex 5–3 across 12 dimensions. Composite scores: Airwallex 77/100 vs Banco Inter 76/100. Banco Inter is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Airwallex or Banco Inter cheaper?
Monthly fee — Airwallex: €0; Banco Inter: €0. Card FX markup — Airwallex: 0.40%; Banco Inter: Interbank. Banco Inter wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Airwallex or Banco Inter?
Airwallex holds a Partner-bank licence under FCA; deposit guarantee per depositor: €100,000. Banco Inter holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. Banco Inter is the stronger pick on regulatory protection.
Where can I use Airwallex and Banco Inter?
Airwallex operates in 50 countries; Banco Inter operates in 2 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.