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Melhor Neobanco em Malta 2026

4 neobancos disponíveis · Atualizado em março de 2026

Malta uses EUR. English is an official language. Revolut dominant. N26 and Trade Republic do not serve Malta.
🏆 Our Top Pick for Malta

Revolut

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

🛡️ €100K deposit protection ✓ App in local language

Revolut available in Malta. LT IBAN (passported). App in English.

Todos os neobancos disponíveis em Malta

1

Revolut

🛡️ Full Bank

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

Revolut available in Malta. LT IBAN (passported). App in English.

Plano gratuito 💰 Savings up to 2.59% AER 📈 Investing ₿ Crypto 🌍 Local language
2

Wise

🟡 E-Money

The global benchmark for transparent, low-cost international transfers — always at the real exchange rate with no hidden markups; 4.3/5 Trustpilot from 220K+ reviews confirms industry-leading trust

Wise available in Malta. EUR IBAN via BE entity. App in English.

💰 Savings up to 4.75% (GBP); ~3.20% (EUR) 📈 Investing 🌍 Local language
3

bunq

🛡️ Full Bank

Europe's second-largest neobank by deposits (€8B+) with the most granular IBAN-per-sub-account architecture; first new fully licensed bank in the Netherlands in 38 years; strong sustainability angle

bunq available in Malta. NL IBAN (passported). App in English.

Plano gratuito 💰 Savings up to 2.46% AER 🌍 Local language
4

Vivid Money

🟡 E-Money

SME-focused business banking (as of the March 2025 retail-exit pivot) with a multi-IBAN Pockets model (up to 15 country-specific IBANs in one account) plus an attached MiFID II brokerage and a MiCAR-licensed crypto surface — a combination no other EU SME banking product matches.

Vivid Money available in Malta after 2024 expansion. LT IBAN (passported).

Plano gratuito 💰 Savings variable (ECB-linked) 📈 Investing ₿ Crypto 🌍 Local language

Not Available in Malta

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N26

N26 is not available in Malta as of March 2026.

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Trade Republic

Trade Republic is not available in Malta as of March 2026.

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Qonto

Qonto is not available in Malta.

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Monzo

Monzo not yet launched in Malta.

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Lunar

Lunar is Nordic-only. Not available in Malta.

Perguntas frequentes

Which is the best neobank in Malta?

Revolut is our top pick for Malta in 2026. Revolut available in Malta. LT IBAN (passported). App in English.

How many neobanks are available in Malta?

4 of the major EU neobanks are available in Malta: Revolut, Wise, bunq, Vivid Money.

Do neobanks in Malta offer local IBANs?

None of the major neobanks currently offer a local MT IBAN in Malta. They provide IBANs from their country of registration, which are accepted across the EU under SEPA rules.

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