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Melhor Neobanco em Denmark 2026

6 neobancos disponíveis · Atualizado em março de 2026

Denmark is Lunar's home market (headquartered in Aarhus). DKK is non-Euro. Neobanks account for 47% of banking in Denmark, the highest in Europe.
🏆 Our Top Pick for Denmark

Revolut

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

🛡️ €100K deposit protection ✓ App in local language

Revolut available in Denmark. LT IBAN (passported). App in Danish.

Todos os neobancos disponíveis em Denmark

1

Lunar

🛡️ Full Bank DK IBAN

The leading Nordic neobank with a full Danish banking license — serves 1M+ personal customers and 40,000 businesses across Denmark, Sweden, and Norway; deepest Nordic market penetration of any digital-only bank

Lunar is headquartered in Aarhus, Denmark. DK IBAN. Dominant neobank. Over 1M Nordic users. App in Danish.

Plano gratuito 💰 Savings up to 1.55% p.a. ₿ Crypto 🌍 Local language
2

Revolut

🛡️ Full Bank

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

Revolut available in Denmark. LT IBAN (passported). App in Danish.

Plano gratuito 💰 Savings up to 2.59% AER 📈 Investing ₿ Crypto 🌍 Local language
3

Wise

🟡 E-Money DK IBAN

The global benchmark for transparent, low-cost international transfers — always at the real exchange rate with no hidden markups; 4.3/5 Trustpilot from 220K+ reviews confirms industry-leading trust

Wise supports DKK accounts with local Danish bank account details. No Danish app language.

💰 Savings up to 4.75% (GBP); ~3.20% (EUR) 📈 Investing
4

N26

🛡️ Full Bank

Full German banking license (BaFin) combined with a sleek mobile-only experience; one of the first fully licensed EU neobanks with €100,000 German deposit protection

N26 available in Denmark. DE IBAN (passported). No Danish app language.

Plano gratuito 💰 Savings up to 2.00% p.a. 📈 Investing ₿ Crypto
5

bunq

🛡️ Full Bank

Europe's second-largest neobank by deposits (€8B+) with the most granular IBAN-per-sub-account architecture; first new fully licensed bank in the Netherlands in 38 years; strong sustainability angle

bunq available in Denmark. NL IBAN (passported). No Danish app language.

Plano gratuito 💰 Savings up to 2.46% AER
6

Vivid Money

🟡 E-Money

SME-focused business banking (as of the March 2025 retail-exit pivot) with a multi-IBAN Pockets model (up to 15 country-specific IBANs in one account) plus an attached MiFID II brokerage and a MiCAR-licensed crypto surface — a combination no other EU SME banking product matches.

Vivid Money available in Denmark after 2024 expansion. LT IBAN (passported).

Plano gratuito 💰 Savings variable (ECB-linked) 📈 Investing ₿ Crypto

Not Available in Denmark

🚫
Trade Republic

Trade Republic is not available in Denmark as of March 2026.

🚫
Qonto

Qonto is not available in Denmark.

🚫
Monzo

Monzo not yet launched in Denmark.

Perguntas frequentes

Which is the best neobank in Denmark?

Revolut is our top pick for Denmark in 2026. Revolut available in Denmark. LT IBAN (passported). App in Danish.

How many neobanks are available in Denmark?

6 of the major EU neobanks are available in Denmark: Lunar, Revolut, Wise, N26, bunq, Vivid Money.

Do neobanks in Denmark offer local IBANs?

Yes — Lunar, Wise offer a local DK IBAN in Denmark. Other banks use an IBAN from their home country (passported).

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