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LIVE · Edition №07 Worldwide tracker updated 11 March 2026 · EU · Trade Republic 3.49% ECB-linked savings rate · US · Varo $5K-tier APY at 5.00% with direct deposit · LatAm · Nubank 80M+ customers across BR/MX/CO · APAC · Tonik PHP 6.0% Stash savings (BSP digital-bank licence) · GCC+AF · TymeBank 9% GoalSave (SARB-regulated) · EU · MiCA CASP obligations live since Dec 2024 · EU · Monzo EU Irish licence in final authorisation BERLIN — CET 11·03·26
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Melhor Neobanco em Cyprus 2026

4 neobancos disponíveis · Atualizado em março de 2026

Cyprus uses EUR. Revolut dominant. N26 does not serve Cyprus. Many international businesses registered here drive fintech adoption.
🏆 Our Top Pick for Cyprus

Revolut

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

🛡️ €100K deposit protection ✓ App in local language

Revolut available in Cyprus. LT IBAN (passported). App in Greek.

Todos os neobancos disponíveis em Cyprus

1

Revolut

🛡️ Full Bank

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

Revolut available in Cyprus. LT IBAN (passported). App in Greek.

Plano gratuito 💰 Savings up to 2.59% AER 📈 Investing ₿ Crypto 🌍 Local language
2

Wise

🟡 E-Money

The global benchmark for transparent, low-cost international transfers — always at the real exchange rate with no hidden markups; 4.3/5 Trustpilot from 220K+ reviews confirms industry-leading trust

Wise available in Cyprus. EUR IBAN via BE entity.

💰 Savings up to 4.75% (GBP); ~3.20% (EUR) 📈 Investing
3

Vivid Money

🟡 E-Money

SME-focused business banking (as of the March 2025 retail-exit pivot) with a multi-IBAN Pockets model (up to 15 country-specific IBANs in one account) plus an attached MiFID II brokerage and a MiCAR-licensed crypto surface — a combination no other EU SME banking product matches.

Vivid Money available in Cyprus. LT IBAN (passported). Listed as a supported country.

Plano gratuito 💰 Savings variable (ECB-linked) 📈 Investing ₿ Crypto
4

bunq

🛡️ Full Bank

Europe's second-largest neobank by deposits (€8B+) with the most granular IBAN-per-sub-account architecture; first new fully licensed bank in the Netherlands in 38 years; strong sustainability angle

bunq available in Cyprus. NL IBAN (passported).

Plano gratuito 💰 Savings up to 2.46% AER

Not Available in Cyprus

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N26

N26 is not available in Cyprus as of March 2026.

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Trade Republic

Trade Republic is not available in Cyprus as of March 2026.

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Qonto

Qonto is not available in Cyprus.

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Monzo

Monzo not yet launched in Cyprus.

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Lunar

Lunar is Nordic-only. Not available in Cyprus.

Perguntas frequentes

Which is the best neobank in Cyprus?

Revolut is our top pick for Cyprus in 2026. Revolut available in Cyprus. LT IBAN (passported). App in Greek.

How many neobanks are available in Cyprus?

4 of the major EU neobanks are available in Cyprus: Revolut, Wise, Vivid Money, bunq.

Do neobanks in Cyprus offer local IBANs?

None of the major neobanks currently offer a local CY IBAN in Cyprus. They provide IBANs from their country of registration, which are accepted across the EU under SEPA rules.

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Compare todos os neobancos da UE

Veja a classificação completa dos 10 neobancos da UE — comissões, segurança, funcionalidades e pontuações do Trustpilot.

Ranking completo dos neobancos da UE →

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Aviso legal: Este site é apenas para fins informativos. Não somos consultores financeiros. Verifique sempre as condições mais recentes diretamente com cada provedor antes de abrir uma conta.

© 2026 Neobanks Guide. Todos os direitos reservados.

Edition №07 · Updated 11 March 2026