O que é o Bank Jago, em 2026
Banco digital indonésio completo, licenciado pela OJK (originalmente Bank Artos, fundado em 1992; rebatizado como Jago em 2021). Cotado na IDX (ARTO). Participação estratégica do GoTo Group.
Segurança e regulação
Licença bancária completa direta da OJK; membro do LPS com cobertura de IDR 2.000.000.000 por depositante.
A quem se destina o Bank Jago
Utilize o Bank Jago se: for residente na Indonésia e já estiver dentro do ecossistema super-app da GoTo (Gojek + Tokopedia). Opte pelos braços digitais do Mandiri/BCA se preferir uma distribuição clássica.
How it stacks up.
K Bank 78
KDIC
Korea's first Internet-Only Bank to launch (April 2017) — predates Kakao Bank by three months. KT Corporation (Korea Telecom) is the largest shareholder, providing carrier-bundled distribution and ASEAN remittance corridors via Wirebarley. The cash-settlement counterparty for Upbit, Korea's largest crypto exchange — exposure to crypto-cycle deposit flows. Listed on KOSPI in 2024 after two shelved IPO attempts.
Kakao Bank 78
KDIC
Largest Korean digital bank by user count (~24M). Public on KOSPI since 2021. Deep integration with KakaoTalk messenger — distribution moat. Mini Stock fractional investing is a strong consumer-investing entry point.
Toss Bank 78
KDIC
Korea's third internet-only bank. Viva Republica subsidiary — operates inside the Toss super-app (~25M users). Full KFSC licence since 2021; KDIC cover. The mobile-app-native counterpart to Kakao Bank.