Starling Bank vs Stori.
Starling Bank (S77/100) and Stori (S50/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Starling Bank leads Stori 4-1.
| S Starling Bank №12 · FCA 77 /100 | S Stori №77 · CNBV 50 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 77 /100 | 50 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | 2.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Full bank FCA | Payment inst. CNBV |
| Deposit guarantee Per depositor | £85,000 GB.FSCS | Safeguarded MX.IPAB |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | No | No |
| UX | ||
| Trustpilot Customer score | — | — |
| App store iOS + Android avg | — | 4.5 ★ iOS 4.5 · And 4.4 |
| Read review → | Read review → | |
Pick Starling Bank if…
Pick if you bank in the UK and want a clearing bank for personal + business with no retail crypto, no brokerage.
Pick Stori if…
Mexican credit-card-first neobank. SOFIPO licence under CNBV. Mass-market underbanked focus (no minimum income requirement) — credit-line access is the structural differentiator vs. Klar. ~3M Mexican customers.
- Best for fees Starling Bank won 1 of 4
- Best for protection Starling Bank won 2 of 2
- Best for reach Tied
- Best for ux Stori won 1 of 2
Starling Bank vs Stori — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Starling Bank better than Stori?
Under our v3 methodology, Starling Bank leads Stori 4–1 across 12 dimensions. Composite scores: Starling Bank 77/100 vs Stori 50/100. Starling Bank is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Starling Bank or Stori cheaper?
Monthly fee — Starling Bank: €0; Stori: €0. Card FX markup — Starling Bank: Interbank; Stori: 2.00%. Starling Bank wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Starling Bank or Stori?
Starling Bank holds a Full bank licence under FCA; deposit guarantee per depositor: £85,000. Stori holds a Payment inst. licence under CNBV; deposit guarantee per depositor: Safeguarded. Starling Bank is the stronger pick on regulatory protection.
Where can I use Starling Bank and Stori?
Starling Bank operates in 1 country; Stori operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.