Skip to content
Reviews / Stori Edition №07 · 11 March 2026 · 1,500 words

Stori,
reviewed.

Mexican credit-card-first neobank. SOFIPO licence under CNBV. Mass-market underbanked focus — no minimum income requirement.

Editor
Stephan Kulik
Founded
2018
EU customers
3.0 M
min read
6 / ~1,500
Disclosure Stori does not pay us a referral fee. This review is purely editorial. See the methodology → stori · no_commission
80/100
Stori issues credit cards to customers other Mexican banks reject — no minimum income. Risk-priced accordingly.
Rank #45 / 60LatAm SOFIPO challenger
CategoryLatAm SOFIPO challenger
LicencePayment
StoriEdition №07
Licence
Payment institution
CNBV (SOFIPO licence)
Deposit protection
IPAB partial (SOFIPO scope)
IPAB (limited SOFIPO scope)
Customers (EU)
3.0 M
As of 2026-Q1 — // TODO(verify)
IBAN
MX (MXN)
MXN primary
01
Reviews

Stori, in full.

What Stori is, in 2026

Mexican credit-card-first neobank, founded 2018. SOFIPO licence under CNBV. ~3M customers, ~$1.2B valuation. The underbanked-credit segment leader in MX.

Safety and regulation

SOFIPO licence (CNBV regulated); limited IPAB scope. Read the fine print on deposit-cover limits before scaling balances.

Who Stori is for

Use Stori if: you're an MX resident who wants credit-card access without minimum-income gating. Use Klar instead if cashback + savings matter more.

02
Pricing

Stori's plans, side by side.

Stori Standard
Custom /mo
Free — SOFIPO
  • Free — SOFIPO
03
Scorecard

How we got to 80.

80/100
Same six dimensions we apply to every neobank in the index. Weights published; unchanged within an edition.
Regulation & safetyLicence class · DGS · resilience
25%64
Pricing & feesTransparent and competitive
20%88
Hands-on UXExtended primary-account test
20%85
FeaturesVaults · stocks · crypto · insurance
15%90
App stores iOS 4.5 · Android 4.4
10% 89
04 — Verdict

The underbanked-credit Mexican neobank.
No minimum income, ~$1.2B valuation. SOFIPO — limited IPAB scope.

Stori is a Mexican credit-card-first neobank — SOFIPO licence under CNBV. Mass-market underbanked focus: no minimum income requirement, which is the structural differentiator vs. Klar. ~3M customers; ~$1.2B valuation; ~$250M raised. Stori credit card (Mastercard) + Stori Savings ~12% APY. SOFIPOs have limited IPAB scope — credit-line access is the primary product, savings is secondary. Use Stori if: no minimum income matters or you want credit-card access in MX. Use Klar if: cashback rewards + a credit card heritage matter more. Use a Bancolombia/Nubank-class full-bank product if you want full deposit-protection cover.

Affiliate disclosure: Some links on this site are affiliate links. If you open an account through them, we may earn a commission at no extra cost to you. This does not influence our rankings or reviews.

Disclaimer: This site is for information purposes only. We are not a financial adviser. Always check the latest terms directly with each provider before opening an account.

© 2026 Neobanks Guide. All rights reserved.

Edition №07 · Updated 11 March 2026