Up Bank vs Tiger BBP.
Up Bank (U55/100) and Tiger BBP (T45/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Up Bank leads Tiger BBP 5-2.
| T Tiger BBP №84 · MAS 45 /100 | U Up Bank №60 · PRA 55 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 45 /100 | 55 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €60 /mo | €0 Free tier |
| FX markup Debit card abroad | 0.50% | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Payment inst. MAS | Payment inst. PRA |
| Deposit guarantee Per depositor | Safeguarded SG.SDIC | Safeguarded AU.FCS |
| Reach | ||
| Markets served Licensed jurisdictions | 2 countries | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | Yes | No |
| UX | ||
| Trustpilot Customer score | — | 4.0 ★ 2k reviews |
| App store iOS + Android avg | — | 4.8 ★ iOS 4.8 · And 4.7 |
| Read review → | Read review → | |
Pick Tiger BBP if…
APAC SMB platform from UP Fintech (NASDAQ: TIGR / Tiger Brokers parent). Broker-dealer-backed treasury yield via UP Fintech's brokerage infrastructure is the structural moat versus Aspire (no native yield) and Airwallex (optional Yield in select markets). Cross-Asia payment corridors plus public-company parent transparency (NASDAQ filings). Structurally distinct from APAC payment-institution alternatives.
Pick Up Bank if…
Australian neobank built on top of Bendigo and Adelaide Bank's APRA-regulated charter — direct FCS AUD 250,000 cover via the parent. Strongest Australian neobank UX for under-35 consumers; budgeting and pay-day forecasting are best-in-class. No FX markup makes it travel-friendly.
- Best for fees Up Bank won 2 of 4
- Best for protection Tied
- Best for reach Tiger BBP won 2 of 3
- Best for ux Up Bank won 2 of 2
Up Bank vs Tiger BBP — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Tiger BBP better than Up Bank?
Under our v3 methodology, Up Bank leads Tiger BBP 5–2 across 12 dimensions. Composite scores: Tiger BBP 45/100 vs Up Bank 55/100. Up Bank is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Tiger BBP or Up Bank cheaper?
Monthly fee — Tiger BBP: €60; Up Bank: €0. Card FX markup — Tiger BBP: 0.50%; Up Bank: Interbank. Up Bank wins more fee rows (2 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Tiger BBP or Up Bank?
Tiger BBP holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. Up Bank holds a Payment inst. licence under PRA; deposit guarantee per depositor: Safeguarded. Both score equally on regulatory protection rows.
Where can I use Tiger BBP and Up Bank?
Tiger BBP operates in 2 countries; Up Bank operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.