Mercury vs Revolut Singapore.
Mercury (M70/100) and Revolut Singapore (R52/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Revolut Singapore leads Mercury 5-4.
| M Mercury №32 · FDIC 70 /100 | R Revolut Singapore №64 · MAS 52 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 71 /100 | 52 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | 1.00% | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | €350 /mo |
| Protection | ||
| Banking licence Tier | Partner-bank FDIC | Payment inst. MAS |
| Deposit guarantee Per depositor | $250,000 US.FDIC | Safeguarded SG.SDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 4 countries |
| Crypto Coins available | No | 30 coins |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | 4.4 ★ 1k reviews | 3.8 ★ 1k reviews |
| App store iOS + Android avg | 4.6 ★ iOS 4.7 · And 4.5 | 4.7 ★ iOS 4.7 · And 4.6 |
| Read review → | Read review → | |
Pick Mercury if…
Pick if you run a US LLC or C-Corp and want $5M sweep FDIC coverage. Personal accounts not supported.
Pick Revolut Singapore if…
Revolut's APAC arm — Singapore-licensed regional HQ for AU / NZ / JP rollouts. Same multi-currency super-app model with MAS regulation and SDIC SGD 100,000 cover. The default cross-currency option for English-speaking APAC consumers.
- Best for fees Revolut Singapore won 2 of 4
- Best for protection Mercury won 2 of 2
- Best for reach Revolut Singapore won 2 of 3
- Best for ux Tied
Mercury vs Revolut Singapore — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Mercury better than Revolut Singapore?
Under our v3 methodology, Revolut Singapore leads Mercury 5–4 across 12 dimensions. Composite scores: Mercury 70/100 vs Revolut Singapore 52/100. Revolut Singapore is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Mercury or Revolut Singapore cheaper?
Monthly fee — Mercury: €0; Revolut Singapore: €0. Card FX markup — Mercury: 1.00%; Revolut Singapore: Interbank. Revolut Singapore wins more fee rows (2 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Mercury or Revolut Singapore?
Mercury holds a Partner-bank licence under FDIC; deposit guarantee per depositor: $250,000. Revolut Singapore holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. Mercury is the stronger pick on regulatory protection.
Where can I use Mercury and Revolut Singapore?
Mercury operates in 1 country; Revolut Singapore operates in 4 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.