Mercado Pago Empresas vs Revolut Singapore.
Mercado Pago Empresas (M69/100) and Revolut Singapore (R52/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. A close tie.
| M Mercado Pago Empresas №38 · BACEN 69 /100 | R Revolut Singapore №64 · MAS 52 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 69 /100 | 52 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | 2.50% | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | €350 /mo |
| Protection | ||
| Banking licence Tier | Partner-bank BACEN | Payment inst. MAS |
| Deposit guarantee Per depositor | €250,000 BR.FGC | Safeguarded SG.SDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 7 countries | 4 countries |
| Crypto Coins available | 3 coins | 30 coins |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | 3.5 ★ 30k reviews | 3.8 ★ 1k reviews |
| App store iOS + Android avg | 4.7 ★ iOS 4.7 · And 4.6 | 4.7 ★ iOS 4.7 · And 4.6 |
| Read review → | Read review → | |
Pick Mercado Pago Empresas if…
The LATAM SMB-and-merchant payments platform with the deepest marketplace integration in the region — integrated with MercadoLibre / Mercado Livre, the largest e-commerce marketplace in Latin America. Multi-country coverage (BR, AR, MX, CO, CL, UY, PE) plus the marketplace network effect makes Mercado Pago Empresas the structural default for any LATAM-operating SMB that touches the MercadoLibre ecosystem. Free business account + card-acceptance terminals (Point) + online payment gateway + working-capital loans (Mercado Crédito) underwritten on platform sales data — the structural answer for any SMB selling on Mercado Livre / Mercado Libre marketplaces and the default e-commerce checkout across BR / AR / MX / CO / CL. Payment-institution model (not a bank), so customer funds are NOT FGC / national-DGS protected. Parent MercadoLibre (NASDAQ: MELI) is the dominant e-commerce + fintech platform across LATAM.
Pick Revolut Singapore if…
Revolut's APAC arm — Singapore-licensed regional HQ for AU / NZ / JP rollouts. Same multi-currency super-app model with MAS regulation and SDIC SGD 100,000 cover. The default cross-currency option for English-speaking APAC consumers.
- Best for fees Revolut Singapore won 2 of 4
- Best for protection Mercado Pago Empresas won 2 of 2
- Best for reach Tied
- Best for ux Revolut Singapore won 1 of 2
Mercado Pago Empresas vs Revolut Singapore — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Mercado Pago Empresas better than Revolut Singapore?
Mercado Pago Empresas and Revolut Singapore are tied 4–4 across 12 dimensions under our v3 methodology. Composite scores: Mercado Pago Empresas 69/100 vs Revolut Singapore 52/100. The right pick depends on which dimension you weight most heavily.
Is Mercado Pago Empresas or Revolut Singapore cheaper?
Monthly fee — Mercado Pago Empresas: €0; Revolut Singapore: €0. Card FX markup — Mercado Pago Empresas: 2.50%; Revolut Singapore: Interbank. Revolut Singapore wins more fee rows (2 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Mercado Pago Empresas or Revolut Singapore?
Mercado Pago Empresas holds a Partner-bank licence under BACEN; deposit guarantee per depositor: €250,000. Revolut Singapore holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. Mercado Pago Empresas is the stronger pick on regulatory protection.
Where can I use Mercado Pago Empresas and Revolut Singapore?
Mercado Pago Empresas operates in 7 countries; Revolut Singapore operates in 4 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
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