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№02 · HEAD-TO-HEAD · Edition №08 · Updated 11 March 2026

Revolut vs Meem.

Revolut (R91/100) and Meem (M74/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Revolut leads Meem 8-1.

Quick verdict Revolut 8–1
Score 01 of 1
Fees 03 of 4
Protection 10 of 2
Reach 02 of 3
UX 02 of 2
Meem Revolut
Banks compared 2 banks · 12 dimensions
M Meem 74/100 R Revolut 91/100 + Add a third bank
Tally · who wins more rows12 dimensions compared
MMeem
13 tie · 8 loss
RRevolut
83 tie · 1 loss
Winner: Revolut Closest gap: 7rowsEdition №08
M
Meem №24 · SAMA 74 /100
R
Revolut №01 · Bank of Lithuania 91 /100
Score
Composite score Out of 100 74 /100 91 /100
Fees
Monthly fee Cheapest paid tier (€0 if free) €0 Free tier €0 Free tier
FX markup Debit card abroad 2.00% Interbank
Free FX / month EUR equivalent €0 €1,000
Free ATM Before fee kicks in €200 /mo
Protection
Banking licence Tier Full bank SAMA Full bank Bank of Lithuania
Deposit guarantee Per depositor €200,000 SA.SAMA-DPS €100,000 EU.DGS.LT
Reach
Markets served Licensed jurisdictions 1 country 48 countries
Crypto Coins available No 280 coins
Stocks & ETFs Self-directed Yes Yes
UX
Trustpilot Customer score 4.7 ★ 367k reviews
App store iOS + Android avg 4.1 ★ iOS 4.2 · And 4.0 4.6 ★ iOS 4.7 · And 4.4
Read review Read review

Pick Meem if…

Meem №24

Digital banking arm of Gulf International Bank — one of the first KSA digital-only banking offerings (launched 2014). Sharia-compliant by structure (profit-share rather than interest). SA Deposit Protection cover via the GIB licence. Distinguishes itself vs. stc Bank by depth of wealth-management access through the GIB private-banking heritage.

Pick Revolut if…

Revolut №01

Pick if you want a real bank licence with crypto, brokerage and FX in one app. The strongest all-rounder under the v3 methodology.

Best at a glance Axis-by-axis winner — ties skipped.
  • Best for fees Revolut won 3 of 4
  • Best for protection Meem won 1 of 2
  • Best for reach Revolut won 2 of 3
  • Best for ux Revolut won 2 of 2
Frequently asked

Revolut vs Meem — FAQ

Quick answers to the four questions the search-bar asks most about a head-to-head.

Is Meem better than Revolut?

Under our v3 methodology, Revolut leads Meem 8–1 across 12 dimensions. Composite scores: Meem 74/100 vs Revolut 91/100. Revolut is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.

Is Meem or Revolut cheaper?

Monthly fee — Meem: €0; Revolut: €0. Card FX markup — Meem: 2.00%; Revolut: Interbank. Revolut wins more fee rows (3 of 4). See the Fees section of the matrix above for ATM caps and the rest.

Which is safer for deposits, Meem or Revolut?

Meem holds a Full bank licence under SAMA; deposit guarantee per depositor: €200,000. Revolut holds a Full bank licence under Bank of Lithuania; deposit guarantee per depositor: €100,000. Meem is the stronger pick on regulatory protection.

Where can I use Meem and Revolut?

Meem operates in 1 country; Revolut operates in 48 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.

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