Banco Inter vs Anna.
Banco Inter (B76/100) and Anna (A58/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Banco Inter leads Anna 7-2.
| A Anna №57 · FCA 58 /100 | B Banco Inter №16 · BACEN 76 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 58 /100 | 76 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | £11 /mo | €0 Free tier |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | E-money inst. FCA | Full bank BACEN |
| Deposit guarantee Per depositor | Safeguarded GB.FSCS | €250,000 BR.FGC |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 2 countries |
| Crypto Coins available | No | 8 coins |
| Stocks & ETFs Self-directed | No | Yes |
| UX | ||
| Trustpilot Customer score | 4.6 ★ 6k reviews | 2.8 ★ 1k reviews |
| App store iOS + Android avg | 4.7 ★ iOS 4.8 · And 4.6 | 4.5 ★ iOS 4.6 · And 4.4 |
| Read review → | Read review → | |
Pick Anna if…
The design-led mobile-first UK SMB neobank — Anna positions itself versus Tide as the friendlier UX with a focus on solo founders and freelancers. The Self Assessment + Corporation Tax filing tools are the structural differentiator versus Tide at the UK freelance tier. FCA-authorised EMI — funds safeguarded, NOT FSCS-protected (same structural trade-off as Tide).
Pick Banco Inter if…
Brazilian full-bank digital pivot success story (since 2015). ~33M customers across Conta + Inter Invest + Inter Shop. Public on NASDAQ: INTR (formerly B3). Inter Shop (cashback marketplace) is a unique super-app feature in Brazilian neobanking.
- Best for fees Banco Inter won 1 of 4
- Best for protection Banco Inter won 2 of 2
- Best for reach Banco Inter won 3 of 3
- Best for ux Anna won 2 of 2
Banco Inter vs Anna — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Anna better than Banco Inter?
Under our v3 methodology, Banco Inter leads Anna 7–2 across 12 dimensions. Composite scores: Anna 58/100 vs Banco Inter 76/100. Banco Inter is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Anna or Banco Inter cheaper?
Monthly fee — Anna: £11; Banco Inter: €0. Card FX markup — Anna: Interbank; Banco Inter: Interbank. Banco Inter wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Anna or Banco Inter?
Anna holds a E-money inst. licence under FCA; deposit guarantee per depositor: Safeguarded. Banco Inter holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. Banco Inter is the stronger pick on regulatory protection.
Where can I use Anna and Banco Inter?
Anna operates in 1 country; Banco Inter operates in 2 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.