Neobanks/GuideEdition №08
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Лучший необанк в ЕС в 2026 году по версииRomania

4 Доступные необанки · Обновлено в марте 2026 г.

Romania has 4M+ Revolut users — one of the highest penetration rates in Europe. Revolut opened a local branch with RO IBAN in December 2024. RON is non-Euro.
🏆 Our Top Pick for Romania

Revolut

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

✓ Local RO IBAN 🛡️ €100K deposit protection ✓ App in local language

Revolut opened Romanian branch in December 2024. RO IBAN. 4 million+ Romanian users. App in Romanian.

Открыть счёт Revolut ↗ Читать обзор Revolut →

Все необанки, доступные в Romania

1

Revolut

🛡️ Full Bank RO IBAN

The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers

Revolut opened Romanian branch in December 2024. RO IBAN. 4 million+ Romanian users. App in Romanian.

Бесплатный тариф 💰 Savings up to 2.59% AER 📈 Investing ₿ Crypto 🌍 Local language
Открыть счёт ↗ Обзор →
2

Wise

🟡 E-Money

The global benchmark for transparent, low-cost international transfers — always at the real exchange rate with no hidden markups; 4.3/5 Trustpilot from 220K+ reviews confirms industry-leading trust

Wise available in Romania. App in Romanian. Popular for cross-border transfers.

💰 Savings up to 4.75% (GBP); ~3.20% (EUR) 📈 Investing 🌍 Local language
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3

Vivid Money

🟡 E-Money

SME-focused business banking (as of the March 2025 retail-exit pivot) with a multi-IBAN Pockets model (up to 15 country-specific IBANs in one account) plus an attached MiFID II brokerage and a MiCAR-licensed crypto surface — a combination no other EU SME banking product matches.

Vivid Money available in Romania after 2024 expansion. LT IBAN (passported).

Бесплатный тариф 💰 Savings variable (ECB-linked) 📈 Investing ₿ Crypto
Открыть счёт ↗ Обзор →
4

bunq

🛡️ Full Bank

Europe's second-largest neobank by deposits (€8B+) with the most granular IBAN-per-sub-account architecture; first new fully licensed bank in the Netherlands in 38 years; strong sustainability angle

bunq available in Romania. NL IBAN (passported). No Romanian language support.

Бесплатный тариф 💰 Savings up to 2.46% AER
Открыть счёт ↗ Обзор →

Not Available in Romania

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N26

N26 is not available in Romania as of March 2026.

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Trade Republic

Trade Republic is not available in Romania as of March 2026.

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Qonto

Qonto is not available in Romania.

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Monzo

Monzo not yet launched in Romania.

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Lunar

Lunar is Nordic-only. Not available in Romania.

Часто задаваемые вопросы

Which is the best neobank in Romania?

Revolut is our top pick for Romania in 2026. Revolut opened Romanian branch in December 2024. RO IBAN. 4 million+ Romanian users. App in Romanian.

How many neobanks are available in Romania?

4 of the major EU neobanks are available in Romania: Revolut, Wise, Vivid Money, bunq.

Do neobanks in Romania offer local IBANs?

Yes — Revolut offers a local RO IBAN in Romania. Other banks use an IBAN from their home country (passported).

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