The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers
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All 4 available in Romania.
Specifics for Romania.
Romania has 4M+ Revolut users — one of the highest penetration rates in Europe. Revolut opened a local branch with RO IBAN in December 2024. RON is non-Euro.
Compare neobanks by what matters most.
Same 4 banks, different lens. Pick the angle closest to how you'd actually use the account.
Best savings accounts
Ranked by rate, currency, and DGS protection.
Premium plans compared
Metal cards, lounges, travel insurance — what's actually worth paying for.
Best for travel
FX markup, ATM limits, lounge access by tier.
Post-MiCA crypto picture
Which neobanks hold a CASP licence, which still offer in-app trading.
Investing inside a neobank
Stocks, ETFs, and savings plans without leaving the app.
Business banking in the EU
Qonto, Wise Business, N26 Business and the rest, ranked.
Head-to-head comparisons.
If you're weighing two of the top names in Romania, a direct comparison is usually faster than reading two reviews.
Revolut vs Wise
Side by side across fees, licence tier, and deposit protection.
Revolut vs Vivid Money
Side by side across fees, licence tier, and deposit protection.
bunq vs Revolut
Side by side across fees, licence tier, and deposit protection.
Vivid Money vs Wise
Side by side across fees, licence tier, and deposit protection.
Is your money actually protected in Romania?
2 of the 4 neobanks available here hold a full credit-institution licence with €100,000 DGS cover; the rest "safeguard" money at a custody bank, which is not insurance. Read the distinction in our deposit-protection guide, or jump to the live DGS tracker for the current per-bank status.