Лучший необанк в ЕС в 2026 году по версииBelgium
7 Доступные необанки · Обновлено в марте 2026 г.
Revolut
The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers
Revolut available in Belgium via LT IBAN (passported). App in French and Dutch.
Все необанки, доступные в Belgium
Revolut
🛡️ Full BankThe most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers
Revolut available in Belgium via LT IBAN (passported). App in French and Dutch.
Wise
🟡 E-Money BE IBANThe global benchmark for transparent, low-cost international transfers — always at the real exchange rate with no hidden markups; 4.3/5 Trustpilot from 220K+ reviews confirms industry-leading trust
Wise has a Belgian entity (Wise Europe SA) based in Brussels. BE IBAN for EUR accounts. App in French.
N26
🛡️ Full BankFull German banking license (BaFin) combined with a sleek mobile-only experience; one of the first fully licensed EU neobanks with €100,000 German deposit protection
N26 available in Belgium. DE IBAN (passported). App in French.
Trade Republic
🛡️ Full BankThe lowest-cost investing platform in Europe with a full banking account — €1 flat fee per trade and 2% interest on cash make it the go-to for cost-conscious long-term investors; 8M+ users
Trade Republic available in Belgium. DE IBAN (passported). Growing in Belgium for savings. App in French.
bunq
🛡️ Full BankEurope's second-largest neobank by deposits (€8B+) with the most granular IBAN-per-sub-account architecture; first new fully licensed bank in the Netherlands in 38 years; strong sustainability angle
bunq available in Belgium. NL IBAN (passported). Limited French/Dutch UI.
Vivid Money
🟡 E-MoneySME-focused business banking (as of the March 2025 retail-exit pivot) with a multi-IBAN Pockets model (up to 15 country-specific IBANs in one account) plus an attached MiFID II brokerage and a MiCAR-licensed crypto surface — a combination no other EU SME banking product matches.
Vivid Money available in Belgium after 2024 expansion. LT IBAN (passported).
Qonto
🟡 E-MoneyThe leading B2B-only European neobank purpose-built for SMEs and freelancers — deep accounting integrations and team finance workflows, not a retail consumer play; 600,000+ business customers
Qonto expanded to Belgium in September 2024 for business accounts. FR IBAN (passported). App in French.
Not Available in Belgium
Monzo has Irish license enabling EU passporting but not yet launched in Belgium.
Lunar is Nordic-only. Not available in Belgium.
Часто задаваемые вопросы
Which is the best neobank in Belgium?
Revolut is our top pick for Belgium in 2026. Revolut available in Belgium via LT IBAN (passported). App in French and Dutch.
How many neobanks are available in Belgium?
7 of the major EU neobanks are available in Belgium: Revolut, Wise, N26, Trade Republic, bunq, Vivid Money, Qonto.
Do neobanks in Belgium offer local IBANs?
Yes — Wise offers a local BE IBAN in Belgium. Other banks use an IBAN from their home country (passported).
Сравнение всех необанков ЕС
Посмотрите полный рейтинг всех 10 необанков ЕС — комиссии, безопасность, функции и оценки Trustpilot.
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