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Worldwide / Europe / Belgium · Updated 11 March 2026

Best neobanks in
Belgium.

7 EU neobanks serve Belgium in 2026. Ranked by licence class, local-IBAN availability, and fee structure for a resident.

7Available
4With full DGS
1With local BE IBAN
Our pickRevolut
Top pick · Belgium
Revolut
The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers
Protection€100,000 DGS
LanguageLocalised app
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Country notes

Specifics for Belgium.

Wise is unique in Belgium as it operates its EU entity (Wise Europe SA) from Brussels, giving BE IBAN for EUR accounts.

Safety first

Is your money actually protected in Belgium?

4 of the 7 neobanks available here hold a full credit-institution licence with €100,000 DGS cover; the rest "safeguard" money at a custody bank, which is not insurance. Read the distinction in our deposit-protection guide, or jump to the live DGS tracker for the current per-bank status.