La Singapore Deposit Insurance Corporation (SDIC) cubre hasta SGD 100.000 por depositante por miembro del Scheme. La membresía en SDIC aplica únicamente a bancos completos y sociedades financieras autorizadas conforme al Banking Act / Finance Companies Act.
Importante. Este producto está autorizado bajo la Payment Services Act como Major Payment Institution (Stored Value Facility), NO como banco. Los fondos de los clientes se mantienen en una cuenta fiduciaria segregada en un banco custodio (típicamente Citibank, DBS o similar) y NO están protegidos por SDIC. En caso de fallo del proveedor, la recuperación depende del acuerdo de segregación y del banco custodio, no de un seguro de depósitos.
Fuente primaria: https://www.sdic.org.sg/
What Revolut Singapore is, in 2026
MAS-regulated APAC arm of Revolut. Multi-currency accounts in 30+ ccys, free Standard tier, paid Premium (SGD 12.99/mo) and Metal (SGD 19.99/mo) upgrades. Revolut Securities (Singapore) Pte. Ltd. provides stock + ETF trading. Rolling out to AU, NZ, JP via local entities.
More on Singapore's neobank market: Best Neobanks in Singapore.
Safety and regulation
Revolut Technologies Singapore Pte. Ltd. holds a MAS Major Payment Institution licence under the Payment Services Act. Per the MAS Financial Institutions Directory, the licence scope covers account issuance, e-money issuance, domestic money transfer, cross-border money transfer, merchant acquisition and digital payment token services. Revolut Singapore is not a bank — customer e-money balances are safeguarded in segregated trust accounts at MAS-approved safeguarding banks (Revolut SG's General Terms list DBS Bank, Standard Chartered Bank and Australia and New Zealand Banking Group) and are not SDIC-protected. SDIC deposit insurance applies only to full banks and finance companies licensed under the Banking Act / Finance Companies Act. Revolut Securities (Singapore) Pte. Ltd. is MAS-regulated separately for investing products under Capital Markets Services rules. The Australian operation runs through Revolut Payments Australia Pty Ltd, which holds an Australian Financial Services Licence (AFSL 517589) and an Australian Credit Licence from ASIC, plus AUSTRAC registration for AML/CTF.
Who Revolut Singapore is for
Use Revolut SG if: you're a Singapore / Australia / New Zealand / Japan resident wanting fee-free multi-currency e-money under MAS supervision (segregated, not SDIC-insured), or you're a frequent APAC traveller wanting the same Revolut UX you'd use in the EU. If you specifically need SDIC deposit insurance, use a SG-licensed bank instead (DBS, OCBC, UOB, Trust Bank, GXS Bank).
Aclare el tipo de producto antes de confiar en una protección. Los depósitos bancarios están protegidos por la SDIC hasta SGD 100.000. El dinero electrónico de una Stored Value Facility (SVF) se mantiene en fideicomiso en un banco custodio pero NO está protegido por la SDIC. Las inversiones a través de licenciatarios de Capital Markets Services conllevan su propio riesgo y no equivalen a un depósito. Verifique la licencia con la MAS en mas.gov.sg.
Premium plans
- Free; per-trade fees apply
- Higher FX, travel insurance
- Metal card, lounge access