Rho vs Stori.
Rho (R73/100) and Stori (S50/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Rho leads Stori 5-0.
| R Rho №25 · FDIC 73 /100 | S Stori №77 · CNBV 50 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 73 /100 | 50 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | 2.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Partner-bank FDIC | Payment inst. CNBV |
| Deposit guarantee Per depositor | $250,000 US.FDIC | Safeguarded MX.IPAB |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | No | No |
| UX | ||
| Trustpilot Customer score | — | — |
| App store iOS + Android avg | 4.7 ★ iOS 4.7 · And 4.6 | 4.5 ★ iOS 4.5 · And 4.4 |
| Read review → | Read review → | |
Pick Rho if…
The mid-market US business banking platform that pairs a free FDIC-insured operating account with corporate cards and AP automation in one stack — multi-entity consolidation as a first-class feature. The deposit story (sweep up to $75M via Webster Bank + partner-bank network) is the structural anchor that distinguishes Rho from charge-card-led competitors (Ramp, Brex) where the deposit account is secondary or beta.
Pick Stori if…
Mexican credit-card-first neobank. SOFIPO licence under CNBV. Mass-market underbanked focus (no minimum income requirement) — credit-line access is the structural differentiator vs. Klar. ~3M Mexican customers.
- Best for fees Rho won 1 of 4
- Best for protection Rho won 2 of 2
- Best for reach Tied
- Best for ux Rho won 1 of 2
Rho vs Stori — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Rho better than Stori?
Under our v3 methodology, Rho leads Stori 5–0 across 12 dimensions. Composite scores: Rho 73/100 vs Stori 50/100. Rho is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Rho or Stori cheaper?
Monthly fee — Rho: €0; Stori: €0. Card FX markup — Rho: Interbank; Stori: 2.00%. Rho wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Rho or Stori?
Rho holds a Partner-bank licence under FDIC; deposit guarantee per depositor: $250,000. Stori holds a Payment inst. licence under CNBV; deposit guarantee per depositor: Safeguarded. Rho is the stronger pick on regulatory protection.
Where can I use Rho and Stori?
Rho operates in 1 country; Stori operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.