Banks compared
86
Same data feed as the worldwide ranking
Pick by what you need.
The same 86 banks, sorted by the question you actually have. Travel, save, invoice, save tax, move country, split a house. One guide per use-case — ranked, scored, and updated every quarter.
Guides published
12use-cases
One ranking per question
Refreshed
Quarterly
Each editorial edition
Last update
11 March 2026
Bank-by-bank verification
Section 01 · Use-case guides
12 questions, 12 answers.
Narrow by:
12 guides
Featured guide
For travellers: multi-currency without the margin.
Revolut Metal vs Wise Multi-Currency vs bunq Pro. Monthly FX allowances, ATM caps, lounge access, and the Lithuanian-IBAN question — resolved in one table.
RevolutWisebunq
Read guide · 14 min → For savers Where your idle euros earn 3.49%.
Trade Republic, Lunar, Lightyear class. Full savings-rate tracker, updated weekly.
Trade RepublicLunar
Read guide · 8 min → For freelancers Business accounts that don't bleed you.
Qonto, Wise Business, N26 Business. Multi-currency invoicing, accounting integrations, proper receipts.
QontoWise
Read guide · 10 min → For crypto Post-MiCA: who actually has a licence.
280 coins at Revolut, 50 at Trade Republic. What a CASP licence grants — and what it doesn't.
RevolutTrade Republic
Read guide · 7 min → For couples Joint accounts that aren't a hassle.
bunq, Revolut Ultra, N26 Shared Spaces. What a real joint legally looks like vs. shared pockets.
bunqRevolut
Read guide · 6 min → For moving country Local IBAN or pan-EU passport?
When a German IBAN matters (direct debit, tax refunds), when it doesn't, and who issues locals right now.
N26bunq
Read guide · 9 min → For investing ETF brokers that pay interest on cash.
Trade Republic, Lightyear, Scalable. Commission, custody model, spread, and "free" caveats.
Trade RepublicLunar
Read guide · 11 min → For SMEs From sole-trader to 20-person team.
When Qonto outgrows you, and when to move to a legacy business bank instead.
QontoMercury
Read guide · 12 min → For families Kids cards with real controls.
Revolut <18, bunq Minor, Vivid Junior. Allowance limits, merchant categories, and the 14-year-old loophole.
Revolutbunq
Read guide · 6 min → For ATM heavy-users Cash abroad without the 1.99% surcharge.
Caps by tier, weekend markups, and the banks that genuinely reimburse ATM operator fees.
WiseRevolut
Read guide · 7 min → For digital nomads Taxable vs. tax-residency in one account.
Vivid, Wise, Revolut. Who auto-reports, who issues a CRS form, and who's legal in 2026.
WiseVivid Money
Read guide · 13 min → For premium tiers Worth paying €15/month for what?
Premium tiers at Revolut, N26, Vivid, bunq decoded. What metal cards actually do — and what they don't.
RevolutN26
Read guide · 9 min → Section 02 · The matrix
One row per bank. One column per need.
Top 10 banks scored against five use-case dimensions plus the overall composite. Cell colour shows category fit at a glance.
| Bank | Travel | Save | Business | Invest | Joint | Overall |
|---|---|---|---|---|---|---|
| R Revolut LT · credit inst. | 95 | 61 | 100 | 71 | 95 | 91 |
| b bunq NL · credit inst. | 65 | 60 | 100 | 0 | 70 | 87 |
| N N26 DE · credit inst. | 77 | 57 | 53 | 60 | 90 | 85 |
| V Varo Money US · credit inst. | 42 | 75 | 0 | 0 | 0 | 82 |
| T Trade Republic DE · credit inst. | 47 | 54 | 0 | 95 | 45 | 81 |
| L Lunar DK · credit inst. | 65 | 49 | 100 | 50 | 80 | 79 |
| S SoFi US · credit inst. | 42 | 63 | 0 | 90 | 0 | 79 |
| M Monzo IE · credit inst. | 62 | 69 | 75 | 0 | 80 | 78 |
| K K Bank KR · credit inst. | 42 | 43 | 0 | 0 | 0 | 78 |
| K Kakao Bank KR · credit inst. | 42 | 42 | 0 | 71 | 0 | 78 |
If you read one thing
If you read one thing, read the travel guide.
"The average reader costs themselves about €340/year by using the wrong card abroad. That's more than any premium tier charges — including Ultra."
— Stephan Kulik, editor. From the full travel guide.
Read the full travel guide →