Qué es Bank Jago en 2026
Banco digital indonesio de pleno derecho, con licencia de la OJK (originalmente Bank Artos, fundado en 1992; rebautizado como Jago en 2021). Cotizado en IDX (ARTO). Participación estratégica del GoTo Group.
Seguridad y regulación
Licencia bancaria completa directa de la OJK; miembro del LPS con cobertura de IDR 2.000.000.000 por depositante.
Para quién es Bank Jago
Utiliza Bank Jago si: eres residente en Indonesia y ya formas parte del ecosistema de superapp de GoTo (Gojek + Tokopedia). Opta por los brazos digitales de Mandiri/BCA si prefieres una distribución heredada.
How it stacks up.
K Bank 78
KDIC
Korea's first Internet-Only Bank to launch (April 2017) — predates Kakao Bank by three months. KT Corporation (Korea Telecom) is the largest shareholder, providing carrier-bundled distribution and ASEAN remittance corridors via Wirebarley. The cash-settlement counterparty for Upbit, Korea's largest crypto exchange — exposure to crypto-cycle deposit flows. Listed on KOSPI in 2024 after two shelved IPO attempts.
Kakao Bank 78
KDIC
Largest Korean digital bank by user count (~24M). Public on KOSPI since 2021. Deep integration with KakaoTalk messenger — distribution moat. Mini Stock fractional investing is a strong consumer-investing entry point.
Toss Bank 78
KDIC
Korea's third internet-only bank. Viva Republica subsidiary — operates inside the Toss super-app (~25M users). Full KFSC licence since 2021; KDIC cover. The mobile-app-native counterpart to Kakao Bank.