Meilleure néobanque en Ireland 2026
7 néobanques disponibles · Mise à jour mars 2026
Revolut
The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers
Revolut moved Irish customers to IE IBAN in 2023 when the Irish branch was established. Very popular in Ireland. App in English.
Toutes les néobanques disponibles en Ireland
Revolut
🛡️ Full Bank IE IBANThe most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers
Revolut moved Irish customers to IE IBAN in 2023 when the Irish branch was established. Very popular in Ireland. App in English.
Wise
🟡 E-MoneyThe global benchmark for transparent, low-cost international transfers — always at the real exchange rate with no hidden markups; 4.3/5 Trustpilot from 220K+ reviews confirms industry-leading trust
Wise very popular in Ireland for international transfers. EUR IBAN via BE entity. App in English.
Monzo
🛡️ Full Bank IE IBANBest-in-class UX and human customer support; community-driven product development; first fully ECB/CBI-licensed digital bank in Ireland; reported first full pre-tax profit (£114M FY2026)
Monzo secured Irish banking license December 2025. IE IBAN. European HQ in Dublin. Launching personal accounts in 2026.
N26
🛡️ Full BankFull German banking license (BaFin) combined with a sleek mobile-only experience; one of the first fully licensed EU neobanks with €100,000 German deposit protection
N26 available in Ireland. DE IBAN (passported). App in English.
Trade Republic
🛡️ Full BankThe lowest-cost investing platform in Europe with a full banking account — €1 flat fee per trade and 2% interest on cash make it the go-to for cost-conscious long-term investors; 8M+ users
Trade Republic available in Ireland. DE IBAN (passported). Growing for savings accounts. App in English.
bunq
🛡️ Full BankEurope's second-largest neobank by deposits (€8B+) with the most granular IBAN-per-sub-account architecture; first new fully licensed bank in the Netherlands in 38 years; strong sustainability angle
bunq available in Ireland. NL IBAN (passported). App in English.
Vivid Money
🟡 E-MoneySME-focused business banking (as of the March 2025 retail-exit pivot) with a multi-IBAN Pockets model (up to 15 country-specific IBANs in one account) plus an attached MiFID II brokerage and a MiCAR-licensed crypto surface — a combination no other EU SME banking product matches.
Vivid Money available in Ireland after 2024 expansion. LT IBAN (passported).
Not Available in Ireland
Qonto is business-only and has not expanded to Ireland as of March 2026.
Lunar is Nordic-only. Not available in Ireland.
Foire aux questions
Which is the best neobank in Ireland?
Revolut is our top pick for Ireland in 2026. Revolut moved Irish customers to IE IBAN in 2023 when the Irish branch was established. Very popular in Ireland. App in English.
How many neobanks are available in Ireland?
7 of the major EU neobanks are available in Ireland: Revolut, Wise, Monzo, N26, Trade Republic, bunq, Vivid Money.
Do neobanks in Ireland offer local IBANs?
Yes — Revolut, Monzo offer a local IE IBAN in Ireland. Other banks use an IBAN from their home country (passported).
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