Sony Bank vs Tiger BBP.
Sony Bank (S69/100) and Tiger BBP (T45/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Sony Bank leads Tiger BBP 5-1.
| S Sony Bank №41 · JFSA 69 /100 | T Tiger BBP №84 · MAS 45 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 69 /100 | 45 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €60 /mo |
| FX markup Debit card abroad | 0.15% | 0.50% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Full bank JFSA | Payment inst. MAS |
| Deposit guarantee Per depositor | Safeguarded No DGS | Safeguarded SG.SDIC |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 2 countries |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | — | — |
| App store iOS + Android avg | 4.1 ★ iOS 4.2 · And 4.0 | — |
| Read review → | Read review → | |
Pick Sony Bank if…
Japan's longest-running internet-only bank (operational since June 2001) — predates Rakuten Bank's eBank acquisition and tied with SBI Sumishin for first-net-bank tenure. The structural specificity is multi-currency forex strength: foreign-currency deposit accounts in 12+ currencies plus retail FX margin trading, the deepest retail-FX product among Japanese chartered net banks. Wholly-owned subsidiary of Sony Financial Group, in turn part of Sony Group Corporation (TYO: 6758). Sony Bank ≠ Sony Pay / Sony Mobile Wallet — the bank holds a full Banking Act licence, the wallet brands do not.
Pick Tiger BBP if…
APAC SMB platform from UP Fintech (NASDAQ: TIGR / Tiger Brokers parent). Broker-dealer-backed treasury yield via UP Fintech's brokerage infrastructure is the structural moat versus Aspire (no native yield) and Airwallex (optional Yield in select markets). Cross-Asia payment corridors plus public-company parent transparency (NASDAQ filings). Structurally distinct from APAC payment-institution alternatives.
- Best for fees Sony Bank won 2 of 4
- Best for protection Sony Bank won 1 of 2
- Best for reach Tiger BBP won 1 of 3
- Best for ux Sony Bank won 1 of 2
Sony Bank vs Tiger BBP — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Sony Bank better than Tiger BBP?
Under our v3 methodology, Sony Bank leads Tiger BBP 5–1 across 12 dimensions. Composite scores: Sony Bank 69/100 vs Tiger BBP 45/100. Sony Bank is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Sony Bank or Tiger BBP cheaper?
Monthly fee — Sony Bank: €0; Tiger BBP: €60. Card FX markup — Sony Bank: 0.15%; Tiger BBP: 0.50%. Sony Bank wins more fee rows (2 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Sony Bank or Tiger BBP?
Sony Bank holds a Full bank licence under JFSA; deposit guarantee per depositor: Safeguarded. Tiger BBP holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. Sony Bank is the stronger pick on regulatory protection.
Where can I use Sony Bank and Tiger BBP?
Sony Bank operates in 1 country; Tiger BBP operates in 2 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.