Liv. vs Mashreq Neo.
Liv. (L59/100) and Mashreq Neo (M52/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Liv. leads Mashreq Neo 3-2.
| L Liv. №53 · CBUAE 59 /100 | M Mashreq Neo №66 · CBUAE 52 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 59 /100 | 53 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | 1.50% | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | E-money inst. CBUAE | Payment inst. CBUAE |
| Deposit guarantee Per depositor | Safeguarded AE.DPS | Safeguarded AE.DPS |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | No | Yes |
| UX | ||
| Trustpilot Customer score | — | — |
| App store iOS + Android avg | 4.3 ★ iOS 4.4 · And 4.2 | 4.2 ★ iOS 4.3 · And 4.1 |
| Read review → | Read review → | |
Pick Liv. if…
First UAE digital-only bank — Emirates NBD subsidiary launched 2017. Targets millennials with free account + lifestyle features. Direct AE DPS cover via parent's CBUAE charter — structurally cleaner than partner-bank competitors.
Pick Mashreq Neo if…
Digital arm of Mashreq Bank — one of UAE's oldest private banks. Multi-currency (AED + USD + GBP + EUR) is the structural differentiator vs. AED-only competitors like Liv. AE DPS cover via parent. Mashreq Neo Wealth adds investment access in the same app.
- Best for fees Mashreq Neo won 1 of 4
- Best for protection Liv. won 1 of 2
- Best for reach Mashreq Neo won 1 of 3
- Best for ux Liv. won 1 of 2
Liv. vs Mashreq Neo — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Liv. better than Mashreq Neo?
Under our v3 methodology, Liv. leads Mashreq Neo 3–2 across 12 dimensions. Composite scores: Liv. 59/100 vs Mashreq Neo 52/100. Liv. is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Liv. or Mashreq Neo cheaper?
Monthly fee — Liv.: €0; Mashreq Neo: €0. Card FX markup — Liv.: 1.50%; Mashreq Neo: Interbank. Mashreq Neo wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Liv. or Mashreq Neo?
Liv. holds a E-money inst. licence under CBUAE; deposit guarantee per depositor: Safeguarded. Mashreq Neo holds a Payment inst. licence under CBUAE; deposit guarantee per depositor: Safeguarded. Liv. is the stronger pick on regulatory protection.
Where can I use Liv. and Mashreq Neo?
Liv. operates in 1 country; Mashreq Neo operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.