C6 Bank vs Brex.
C6 Bank (C71/100) and Brex (B70/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. C6 Bank leads Brex 3-1.
| B Brex №34 · FDIC 70 /100 | C C6 Bank №30 · BACEN 71 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 70 /100 | 71 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | 4.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Partner-bank FDIC | Full bank BACEN |
| Deposit guarantee Per depositor | $250,000 US.FDIC | €250,000 BR.FGC |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | — | 2.9 ★ 1k reviews |
| App store iOS + Android avg | 4.5 ★ iOS 4.6 · And 4.4 | 4.5 ★ iOS 4.6 · And 4.4 |
| Read review → | Read review → | |
Pick Brex if…
SMB-business neobank built around corporate cards + spend management. Brex Cash uses partner-bank sweep (Choice Financial + Lead Bank + Citi) for FDIC pass-through up to $6M+. Y Combinator alumni; ~$12B valuation. The default for VC-backed US startups.
Pick C6 Bank if…
Fastest-growing Brazilian neobank since 2018, ~30M customers. JP Morgan Chase invested in 2021 (40% stake) — adds international banking-as-a-service dimension via C6 Glob (USD account product). The Carbono tier (R$45/mo) is a structural mid-market premium positioned between free Nu Padrão and Itaú Personnalité.
- Best for fees Brex won 1 of 4
- Best for protection C6 Bank won 1 of 2
- Best for reach Tied
- Best for ux C6 Bank won 1 of 2
C6 Bank vs Brex — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Brex better than C6 Bank?
Under our v3 methodology, C6 Bank leads Brex 3–1 across 12 dimensions. Composite scores: Brex 70/100 vs C6 Bank 71/100. C6 Bank is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Brex or C6 Bank cheaper?
Monthly fee — Brex: €0; C6 Bank: €0. Card FX markup — Brex: Interbank; C6 Bank: 4.00%. Brex wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Brex or C6 Bank?
Brex holds a Partner-bank licence under FDIC; deposit guarantee per depositor: $250,000. C6 Bank holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. C6 Bank is the stronger pick on regulatory protection.
Where can I use Brex and C6 Bank?
Brex operates in 1 country; C6 Bank operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.