C6 Bank vs BHub.
C6 Bank (C71/100) and BHub (B44/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. C6 Bank leads BHub 7-1.
| B BHub №85 · BACEN 44 /100 | C C6 Bank №30 · BACEN 71 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 45 /100 | 71 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €350 /mo | €0 Free tier |
| FX markup Debit card abroad | 1.50% | 4.00% |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Payment inst. BACEN | Full bank BACEN |
| Deposit guarantee Per depositor | Safeguarded BR.FGC | €250,000 BR.FGC |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 1 country |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | No | Yes |
| UX | ||
| Trustpilot Customer score | — | 2.9 ★ 1k reviews |
| App store iOS + Android avg | 4.4 ★ iOS 4.5 · And 4.3 | 4.5 ★ iOS 4.6 · And 4.4 |
| Read review → | Read review → | |
Pick BHub if…
Brazilian SMB BaaS combining BACEN payment-institution banking with bookkeeping + payroll + tax-filing services. The structural fit for BR startups and growth-stage SMBs that want one platform handling Simples Nacional / Lucro Presumido / Lucro Real accounting + INSS / FGTS payroll + business banking — closer to a US Bench equivalent than to Nubank PJ or Mercado Pago Empresas.
Pick C6 Bank if…
Fastest-growing Brazilian neobank since 2018, ~30M customers. JP Morgan Chase invested in 2021 (40% stake) — adds international banking-as-a-service dimension via C6 Glob (USD account product). The Carbono tier (R$45/mo) is a structural mid-market premium positioned between free Nu Padrão and Itaú Personnalité.
- Best for fees Tied
- Best for protection C6 Bank won 2 of 2
- Best for reach C6 Bank won 1 of 3
- Best for ux C6 Bank won 2 of 2
C6 Bank vs BHub — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is BHub better than C6 Bank?
Under our v3 methodology, C6 Bank leads BHub 7–1 across 12 dimensions. Composite scores: BHub 44/100 vs C6 Bank 71/100. C6 Bank is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is BHub or C6 Bank cheaper?
Monthly fee — BHub: €350; C6 Bank: €0. Card FX markup — BHub: 1.50%; C6 Bank: 4.00%. Tied across fee rows. See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, BHub or C6 Bank?
BHub holds a Payment inst. licence under BACEN; deposit guarantee per depositor: Safeguarded. C6 Bank holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. C6 Bank is the stronger pick on regulatory protection.
Where can I use BHub and C6 Bank?
BHub operates in 1 country; C6 Bank operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.