bunq vs AngelList Stack.
bunq (b87/100) and AngelList Stack (A66/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. bunq leads AngelList Stack 4-1.
| A AngelList Stack №44 · FDIC 66 /100 | b bunq №02 · DNB 87 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 66 /100 | 87 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | $0 /mo | €0 Free tier |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Partner-bank FDIC | Full bank DNB |
| Deposit guarantee Per depositor | $250,000 US.FDIC | €100,000 EU.DGS.NL |
| Reach | ||
| Markets served Licensed jurisdictions | 1 country | 30 countries |
| Crypto Coins available | No | No |
| Stocks & ETFs Self-directed | No | No |
| UX | ||
| Trustpilot Customer score | — | 4.2 ★ 22k reviews |
| App store iOS + Android avg | — | — |
| Read review → | Read review → | |
Pick AngelList Stack if…
The integrated startup stack — incorporation + EIN + banking + cap table + payroll in one flow. Built specifically for pre-Series-A founders using AngelList Venture for SAFE management. Reduces the typical Stripe Atlas + Mercury + Carta setup time from 2-3 weeks to a single guided flow. Partner-bank fintech for the banking leg; the integration value is the moat, not the bank product itself.
Pick bunq if…
Pick if you travel constantly and want unlimited free FX with a Dutch licence — €3.99/mo for the Easy Bank tier.
- Best for fees Tied
- Best for protection Tied
- Best for reach bunq won 1 of 3
- Best for ux bunq won 1 of 2
bunq vs AngelList Stack — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is AngelList Stack better than bunq?
Under our v3 methodology, bunq leads AngelList Stack 4–1 across 12 dimensions. Composite scores: AngelList Stack 66/100 vs bunq 87/100. bunq is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is AngelList Stack or bunq cheaper?
Monthly fee — AngelList Stack: $0; bunq: €0. Card FX markup — AngelList Stack: Interbank; bunq: Interbank. Tied across fee rows. See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, AngelList Stack or bunq?
AngelList Stack holds a Partner-bank licence under FDIC; deposit guarantee per depositor: $250,000. bunq holds a Full bank licence under DNB; deposit guarantee per depositor: €100,000. Both score equally on regulatory protection rows.
Where can I use AngelList Stack and bunq?
AngelList Stack operates in 1 country; bunq operates in 30 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.