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Worldwide / Europe / Italy · Updated 11 March 2026

Best neobanks in
Italy.

7 EU neobanks serve Italy in 2026. Ranked by licence class, local-IBAN availability, and fee structure for a resident.

7Available
4With full DGS
3With local IT IBAN
Our pickRevolut
Top pick · Italy
Revolut
The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers
Protection€100,000 DGS
LanguageLocalised app
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Country notes

Specifics for Italy.

Neobanks account for ~26% of banking in Italy. N26 offers local IT IBAN; Trade Republic expanded with a local branch in 2025.

Safety first

Is your money actually protected in Italy?

4 of the 7 neobanks available here hold a full credit-institution licence with €100,000 DGS cover; the rest "safeguard" money at a custody bank, which is not insurance. Read the distinction in our deposit-protection guide, or jump to the live DGS tracker for the current per-bank status.