Full German banking license (BaFin) combined with a sleek mobile-only experience; one of the first fully licensed EU neobanks with €100,000 German deposit protection
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All 7 available in Germany.
Specifics for Germany.
Germany is N26's home market. Trade Republic is extremely popular for savings accounts with 4%+ interest. Revolut growing fast with local DE IBAN.
Compare neobanks by what matters most.
Same 7 banks, different lens. Pick the angle closest to how you'd actually use the account.
Best savings accounts
Ranked by rate, currency, and DGS protection.
Premium plans compared
Metal cards, lounges, travel insurance — what's actually worth paying for.
Best for travel
FX markup, ATM limits, lounge access by tier.
Post-MiCA crypto picture
Which neobanks hold a CASP licence, which still offer in-app trading.
Investing inside a neobank
Stocks, ETFs, and savings plans without leaving the app.
Business banking in the EU
Qonto, Wise Business, N26 Business and the rest, ranked.
Head-to-head comparisons.
If you're weighing two of the top names in Germany, a direct comparison is usually faster than reading two reviews.
N26 vs Revolut
Side by side across fees, licence tier, and deposit protection.
N26 vs Trade Republic
Side by side across fees, licence tier, and deposit protection.
N26 vs Wise
Side by side across fees, licence tier, and deposit protection.
Revolut vs Trade Republic
Side by side across fees, licence tier, and deposit protection.
Is your money actually protected in Germany?
4 of the 7 neobanks available here hold a full credit-institution licence with €100,000 DGS cover; the rest "safeguard" money at a custody bank, which is not insurance. Read the distinction in our deposit-protection guide, or jump to the live DGS tracker for the current per-bank status.