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LIVE · Edition №07 Worldwide tracker updated 11 March 2026 · EU · Trade Republic 3.49% ECB-linked savings rate · US · Varo $5K-tier APY at 5.00% with direct deposit · LatAm · Nubank 80M+ customers across BR/MX/CO · APAC · Tonik PHP 6.0% Stash savings (BSP digital-bank licence) · GCC+AF · TymeBank 9% GoalSave (SARB-regulated) · EU · MiCA CASP obligations live since Dec 2024 · EU · Monzo EU Irish licence in final authorisation BERLIN — CET 11·03·26
Worldwide / Europe / Cyprus · Updated 11 March 2026

Best neobanks in
Cyprus.

4 EU neobanks serve Cyprus in 2026. Ranked by licence class, local-IBAN availability, and fee structure for a resident.

4Available
2With full DGS
0With local CY IBAN
Our pickRevolut
Top pick · Cyprus
Revolut
The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers
Protection€100,000 DGS
LanguageLocalised app
Open Revolut → Read Revolut review →
Country notes

Specifics for Cyprus.

Cyprus uses EUR. Revolut dominant. N26 does not serve Cyprus. Many international businesses registered here drive fintech adoption.

Safety first

Is your money actually protected in Cyprus?

2 of the 4 neobanks available here hold a full credit-institution licence with €100,000 DGS cover; the rest "safeguard" money at a custody bank, which is not insurance. Read the distinction in our deposit-protection guide, or jump to the live DGS tracker for the current per-bank status.

Affiliate disclosure: Some links on this site are affiliate links. If you open an account through them, we may earn a commission at no extra cost to you. This does not influence our rankings or reviews.

Disclaimer: This site is for information purposes only. We are not a financial adviser. Always check the latest terms directly with each provider before opening an account.

© 2026 Neobanks Guide. All rights reserved.

Edition №07 · Updated 11 March 2026