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FILE: FIND-YOUR-BANK.ASTRO Three steps · region → scenario → head-to-head

Top 10 Europe
neobanks,
matched to your move.

We open the page that fits your region the moment you land — geo-detected, switchable above. Pick what you actually want to do with money: hold crypto, invest, save, travel, run a business. Then put any two or three banks head-to-head with the metrics that matter to you.

01
Region
Europe
02
Overall ranking
10 in region
03
Scenario
Crypto wallet
04
Compare
Pick 2–3 banks
02
Overall ranking

Top 10 neobanks in Europe
scored on everything.

Region pick · Independent Updated 11·03·26
01
Revolut Bank of Lithuania · LT
Full bank Bank of Lithuania · ECB €100k VĮ IID Free Standard tier
99 /100
Pick
02
Lunar Finanstilsynet · DK
Full bank Finanstilsynet €100k GF Free Standard tier
98 /100
Pick
03
Qonto Payment inst. · FR
Payment inst. France Safeguarded · FGDR €9 /month
94 /100
Pick
04
N26 BaFin · DE
Full bank BaFin €100k EdB Free Standard tier
93 /100
Pick
05
Wise FCA · GB
E-money inst. FCA Safeguarded · FSCS €0 /month
91 /100
Pick
06
Vivid Money E-money inst. · DE
E-money inst. Germany Safeguarded · EdB Free Standard tier
90 /100
Pick
07
bunq DNB · NL
Full bank DNB · ECB €100k DNB-DGS Free Standard tier
88 /100
Pick
08
Trade Republic BaFin · DE
Full bank BaFin · Bundesbank €100k EdB Free Standard tier
84 /100
Pick
09
Monzo Central Bank of Ireland · IE
Full bank Central Bank of Ireland · FCA €100k Irish DGS Free Standard tier
81 /100
Pick
10
Starling Bank FCA · GB
Full bank FCA · PRA £85k FSCS Free Standard tier
81 /100
Pick
04
Scenario ranking

Re-ranked for Europe
scored on crypto wallet.

Pick up to 3 for compare Updated 11·03·26
01
Revolut Bank of Lithuania · LT
Full bank Bank of Lithuania · ECB €100k VĮ IID Free Standard tier
100 /100
Pick
02
N26 BaFin · DE
Full bank BaFin €100k EdB Free Standard tier
70 /100
Pick
03
Vivid Money E-money inst. · DE
E-money inst. Germany Safeguarded · EdB Free Standard tier
70 /100
Pick
04
Trade Republic BaFin · DE
Full bank BaFin · Bundesbank €100k EdB Free Standard tier
70 /100
Pick
05
Lunar Finanstilsynet · DK
Full bank Finanstilsynet €100k GF Free Standard tier
40 /100
Pick
06
Qonto Payment inst. · FR
Payment inst. France Safeguarded · FGDR €9 /month
0 /100
Pick
07
Wise FCA · GB
E-money inst. FCA Safeguarded · FSCS €0 /month
0 /100
Pick
08
bunq DNB · NL
Full bank DNB · ECB €100k DNB-DGS Free Standard tier
0 /100
Pick
09
Monzo Central Bank of Ireland · IE
Full bank Central Bank of Ireland · FCA €100k Irish DGS Free Standard tier
0 /100
Pick
10
Starling Bank FCA · GB
Full bank FCA · PRA £85k FSCS Free Standard tier
0 /100
Pick
05
Head-to-head

Same metrics. Same week.
Your picks, side by side.

Our verdict
For your
picks
L3 · Compare
Head-to-head
06 — Trust

Geo-detection is at the edge. The ranking isn't.

Your country is read once at the Cloudflare edge to pick the regional ranking — no IP, no PII stored, no tracking pixel. The scorecard underneath is the same one we publish for every region, with weights swapped per scenario. The weighting formula and our affiliate ledger are public.

Affiliate disclosure: Some links on this site are affiliate links. If you open an account through them, we may earn a commission at no extra cost to you. This does not influence our rankings or reviews.

Disclaimer: This site is for information purposes only. We are not a financial adviser. Always check the latest terms directly with each provider before opening an account.

© 2026 Neobanks Guide. All rights reserved.

Edition №07 · Updated 11 March 2026