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Worldwide / Europe / Croatia · Updated 11 March 2026

Best neobanks in
Croatia.

4 EU neobanks serve Croatia in 2026. Ranked by licence class, local-IBAN availability, and fee structure for a resident.

4Available
2With full DGS
0With local HR IBAN
Our pickRevolut
Top pick · Croatia
Revolut
The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers
Protection€100,000 DGS
LanguageLocalised app
Open Revolut → Read Revolut review →
Country notes

Specifics for Croatia.

Croatia adopted EUR in January 2023. Revolut is dominant. Limited neobank presence from the main players — N26 and Trade Republic not available here.

Safety first

Is your money actually protected in Croatia?

2 of the 4 neobanks available here hold a full credit-institution licence with €100,000 DGS cover; the rest "safeguard" money at a custody bank, which is not insurance. Read the distinction in our deposit-protection guide, or jump to the live DGS tracker for the current per-bank status.