The most feature-rich neobank globally — combining banking, investing (stocks, crypto, commodities), and travel perks in a single app, with the widest currency support (120+) and 65M+ customers
All 7 available in Austria.
Specifics for Austria.
Germany-adjacent market; N26 and Trade Republic very popular. All neobanks use passported IBAN (no local AT IBAN offered by any of these neobanks).
Compare neobanks by what matters most.
Same 7 banks, different lens. Pick the angle closest to how you'd actually use the account.
Best savings accounts
Ranked by rate, currency, and DGS protection.
Premium plans compared
Metal cards, lounges, travel insurance — what's actually worth paying for.
Best for travel
FX markup, ATM limits, lounge access by tier.
Post-MiCA crypto picture
Which neobanks hold a CASP licence, which still offer in-app trading.
Investing inside a neobank
Stocks, ETFs, and savings plans without leaving the app.
Business banking in the EU
Qonto, Wise Business, N26 Business and the rest, ranked.
Head-to-head comparisons.
If you're weighing two of the top names in Austria, a direct comparison is usually faster than reading two reviews.
N26 vs Revolut
The two most-compared names in EU retail banking.
Wise vs Revolut
Multi-currency FX vs. a full financial super-app.
bunq vs N26
Two Eurozone credit institutions, different design philosophies.
N26 vs Wise
Eurozone bank versus EMI with best-in-class FX.
Revolut vs N26 vs Wise
Three-way across the most common shortlists.
Is your money actually protected in Austria?
4 of the 7 neobanks available here hold a full credit-institution licence with €100,000 DGS cover; the rest "safeguard" money at a custody bank, which is not insurance. Read the distinction in our deposit-protection guide, or jump to the live DGS tracker for the current per-bank status.