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№02 · HEAD-TO-HEAD · Edition №08 · Updated 11 March 2026

Starling Bank vs Tiger BBP.

Starling Bank (S77/100) and Tiger BBP (T45/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Starling Bank leads Tiger BBP 5-2.

Quick verdict Starling Bank 5–2
Score 10 of 1
Fees 20 of 4
Protection 20 of 2
Reach 02 of 3
UX 00 of 2
Starling Bank Tiger BBP
Banks compared 2 banks · 12 dimensions
S Starling Bank 77/100 T Tiger BBP 45/100 + Add a third bank
Tally · who wins more rows12 dimensions compared
SStarling Bank
50 tie · 7 loss
TTiger BBP
20 tie · 10 loss
Winner: Starling Bank Closest gap: 3rowsEdition №08
S
Starling Bank №12 · FCA 77 /100
T
Tiger BBP №84 · MAS 45 /100
Score
Composite score Out of 100 77 /100 45 /100
Fees
Monthly fee Cheapest paid tier (€0 if free) €0 Free tier €60 /mo
FX markup Debit card abroad Interbank 0.50%
Free FX / month EUR equivalent €0 €0
Free ATM Before fee kicks in
Protection
Banking licence Tier Full bank FCA Payment inst. MAS
Deposit guarantee Per depositor £85,000 GB.FSCS Safeguarded SG.SDIC
Reach
Markets served Licensed jurisdictions 1 country 2 countries
Crypto Coins available No No
Stocks & ETFs Self-directed No Yes
UX
Trustpilot Customer score
App store iOS + Android avg
Read review Read review

Pick Starling Bank if…

Starling Bank №12

Pick if you bank in the UK and want a clearing bank for personal + business with no retail crypto, no brokerage.

Pick Tiger BBP if…

Tiger BBP №84

APAC SMB platform from UP Fintech (NASDAQ: TIGR / Tiger Brokers parent). Broker-dealer-backed treasury yield via UP Fintech's brokerage infrastructure is the structural moat versus Aspire (no native yield) and Airwallex (optional Yield in select markets). Cross-Asia payment corridors plus public-company parent transparency (NASDAQ filings). Structurally distinct from APAC payment-institution alternatives.

Best at a glance Axis-by-axis winner — ties skipped.
  • Best for fees Starling Bank won 2 of 4
  • Best for protection Starling Bank won 2 of 2
  • Best for reach Tiger BBP won 2 of 3
  • Best for ux Tied
Frequently asked

Starling Bank vs Tiger BBP — FAQ

Quick answers to the four questions the search-bar asks most about a head-to-head.

Is Starling Bank better than Tiger BBP?

Under our v3 methodology, Starling Bank leads Tiger BBP 5–2 across 12 dimensions. Composite scores: Starling Bank 77/100 vs Tiger BBP 45/100. Starling Bank is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.

Is Starling Bank or Tiger BBP cheaper?

Monthly fee — Starling Bank: €0; Tiger BBP: €60. Card FX markup — Starling Bank: Interbank; Tiger BBP: 0.50%. Starling Bank wins more fee rows (2 of 4). See the Fees section of the matrix above for ATM caps and the rest.

Which is safer for deposits, Starling Bank or Tiger BBP?

Starling Bank holds a Full bank licence under FCA; deposit guarantee per depositor: £85,000. Tiger BBP holds a Payment inst. licence under MAS; deposit guarantee per depositor: Safeguarded. Starling Bank is the stronger pick on regulatory protection.

Where can I use Starling Bank and Tiger BBP?

Starling Bank operates in 1 country; Tiger BBP operates in 2 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.

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