Revolut vs Nubank.
Revolut (R91/100) and Nubank (N72/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Revolut leads Nubank 7-2.
| N Nubank №27 · BACEN 72 /100 | R Revolut №01 · Bank of Lithuania 91 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 72 /100 | 91 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | 4.00% | Interbank |
| Free FX / month EUR equivalent | €0 | €1,000 |
| Free ATM Before fee kicks in | — | €200 /mo |
| Protection | ||
| Banking licence Tier | Full bank BACEN | Full bank Bank of Lithuania |
| Deposit guarantee Per depositor | €250,000 BR.FGC | €100,000 EU.DGS.LT |
| Reach | ||
| Markets served Licensed jurisdictions | 3 countries | 48 countries |
| Crypto Coins available | 5 coins | 280 coins |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | 3.1 ★ 2k reviews | 4.7 ★ 367k reviews |
| App store iOS + Android avg | 4.8 ★ iOS 4.9 · And 4.8 | 4.6 ★ iOS 4.7 · And 4.4 |
| Read review → | Read review → | |
Pick Nubank if…
Pick if you bank in Brazil and want the dominant local digital bank with full BACEN supervision.
Pick Revolut if…
Pick if you want a real bank licence with crypto, brokerage and FX in one app. The strongest all-rounder under the v3 methodology.
- Best for fees Revolut won 3 of 4
- Best for protection Nubank won 1 of 2
- Best for reach Revolut won 2 of 3
- Best for ux Tied
Revolut vs Nubank — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Nubank better than Revolut?
Under our v3 methodology, Revolut leads Nubank 7–2 across 12 dimensions. Composite scores: Nubank 72/100 vs Revolut 91/100. Revolut is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Nubank or Revolut cheaper?
Monthly fee — Nubank: €0; Revolut: €0. Card FX markup — Nubank: 4.00%; Revolut: Interbank. Revolut wins more fee rows (3 of 4). See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Nubank or Revolut?
Nubank holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. Revolut holds a Full bank licence under Bank of Lithuania; deposit guarantee per depositor: €100,000. Nubank is the stronger pick on regulatory protection.
Where can I use Nubank and Revolut?
Nubank operates in 3 countries; Revolut operates in 48 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.