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№02 · HEAD-TO-HEAD · Edition №08 · Updated 11 March 2026

stc Bank vs C6 Bank.

stc Bank (s76/100) and C6 Bank (C71/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. A close tie.

Quick verdict Tied 3–3
Score 01 of 1
Fees 01 of 4
Protection 10 of 2
Reach 10 of 3
UX 11 of 2
C6 Bank stc Bank
Banks compared 2 banks · 12 dimensions
C C6 Bank 71/100 s stc Bank 76/100 + Add a third bank
Tally · who wins more rows12 dimensions compared
CC6 Bank
33 tie · 6 loss
sstc Bank
33 tie · 6 loss
Winner: Tied across leaders Closest gap: 0rowsEdition №08
C
C6 Bank №30 · BACEN 71 /100
s
stc Bank №17 · SAMA 76 /100
Score
Composite score Out of 100 71 /100 76 /100
Fees
Monthly fee Cheapest paid tier (€0 if free) €0 Free tier €0 Free tier
FX markup Debit card abroad 4.00% 1.50%
Free FX / month EUR equivalent €0 €0
Free ATM Before fee kicks in
Protection
Banking licence Tier Full bank BACEN Full bank SAMA
Deposit guarantee Per depositor €250,000 BR.FGC €200,000 SA.SAMA-DPS
Reach
Markets served Licensed jurisdictions 1 country 1 country
Crypto Coins available No No
Stocks & ETFs Self-directed Yes No
UX
Trustpilot Customer score 2.9 ★ 1k reviews
App store iOS + Android avg 4.5 ★ iOS 4.6 · And 4.4 4.5 ★ iOS 4.6 · And 4.5
Read review Read review

Pick C6 Bank if…

C6 Bank №30

Fastest-growing Brazilian neobank since 2018, ~30M customers. JP Morgan Chase invested in 2021 (40% stake) — adds international banking-as-a-service dimension via C6 Glob (USD account product). The Carbono tier (R$45/mo) is a structural mid-market premium positioned between free Nu Padrão and Itaú Personnalité.

Pick stc Bank if…

stc Bank №17

First SAMA-licensed digital full bank in Saudi Arabia (received bank licence 2023, originally launched as stc pay in 2017). Backed by Saudi Telecom (stc) — telecom-grade reach across the Kingdom. Multi-currency support and instant onboarding via Absher distinguish it from legacy KSA banks. SAMA Deposit Protection Fund cover.

Best at a glance Axis-by-axis winner — ties skipped.
  • Best for fees stc Bank won 1 of 4
  • Best for protection C6 Bank won 1 of 2
  • Best for reach C6 Bank won 1 of 3
  • Best for ux Tied
Frequently asked

stc Bank vs C6 Bank — FAQ

Quick answers to the four questions the search-bar asks most about a head-to-head.

Is C6 Bank better than stc Bank?

C6 Bank and stc Bank are tied 3–3 across 12 dimensions under our v3 methodology. Composite scores: C6 Bank 71/100 vs stc Bank 76/100. The right pick depends on which dimension you weight most heavily.

Is C6 Bank or stc Bank cheaper?

Monthly fee — C6 Bank: €0; stc Bank: €0. Card FX markup — C6 Bank: 4.00%; stc Bank: 1.50%. stc Bank wins more fee rows (1 of 4). See the Fees section of the matrix above for ATM caps and the rest.

Which is safer for deposits, C6 Bank or stc Bank?

C6 Bank holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. stc Bank holds a Full bank licence under SAMA; deposit guarantee per depositor: €200,000. C6 Bank is the stronger pick on regulatory protection.

Where can I use C6 Bank and stc Bank?

C6 Bank operates in 1 country; stc Bank operates in 1 country. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.

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