Trade Republic vs Banco Inter.
Trade Republic (T81/100) and Banco Inter (B76/100), scored on the same six pillars and compared row-by-row. Every cell is sourced from licence registers and live pricing pages, not opinion. Trade Republic leads Banco Inter 4-2.
| B Banco Inter №16 · BACEN 76 /100 | T Trade Republic №05 · BaFin 81 /100 | |
|---|---|---|
| Score | ||
| Composite score Out of 100 | 76 /100 | 81 /100 |
| Fees | ||
| Monthly fee Cheapest paid tier (€0 if free) | €0 Free tier | €0 Free tier |
| FX markup Debit card abroad | Interbank | Interbank |
| Free FX / month EUR equivalent | €0 | €0 |
| Free ATM Before fee kicks in | — | — |
| Protection | ||
| Banking licence Tier | Full bank BACEN | Full bank BaFin |
| Deposit guarantee Per depositor | €250,000 BR.FGC | €100,000 EU.DGS.DE |
| Reach | ||
| Markets served Licensed jurisdictions | 2 countries | 17 countries |
| Crypto Coins available | 8 coins | 50 coins |
| Stocks & ETFs Self-directed | Yes | Yes |
| UX | ||
| Trustpilot Customer score | 2.8 ★ 1k reviews | 3.3 ★ 28k reviews |
| App store iOS + Android avg | 4.5 ★ iOS 4.6 · And 4.4 | 4.4 ★ iOS 4.8 · And 4.1 |
| Read review → | Read review → | |
Pick Banco Inter if…
Brazilian full-bank digital pivot success story (since 2015). ~33M customers across Conta + Inter Invest + Inter Shop. Public on NASDAQ: INTR (formerly B3). Inter Shop (cashback marketplace) is a unique super-app feature in Brazilian neobanking.
Pick Trade Republic if…
Pick if you want the cheapest brokerage in Europe (€1/trade) and the highest interest on idle cash. Not a primary current account.
- Best for fees Tied
- Best for protection Banco Inter won 1 of 2
- Best for reach Trade Republic won 2 of 3
- Best for ux Tied
Trade Republic vs Banco Inter — FAQ
Quick answers to the four questions the search-bar asks most about a head-to-head.
Is Banco Inter better than Trade Republic?
Under our v3 methodology, Trade Republic leads Banco Inter 4–2 across 12 dimensions. Composite scores: Banco Inter 76/100 vs Trade Republic 81/100. Trade Republic is stronger overall, but the right pick depends on which row matters most to you — fees, protection, reach, or app quality.
Is Banco Inter or Trade Republic cheaper?
Monthly fee — Banco Inter: €0; Trade Republic: €0. Card FX markup — Banco Inter: Interbank; Trade Republic: Interbank. Tied across fee rows. See the Fees section of the matrix above for ATM caps and the rest.
Which is safer for deposits, Banco Inter or Trade Republic?
Banco Inter holds a Full bank licence under BACEN; deposit guarantee per depositor: €250,000. Trade Republic holds a Full bank licence under BaFin; deposit guarantee per depositor: €100,000. Banco Inter is the stronger pick on regulatory protection.
Where can I use Banco Inter and Trade Republic?
Banco Inter operates in 2 countries; Trade Republic operates in 17 countries. Check each provider's signup page for the live country list — eligibility depends on residency, not just the licence footprint.
Want a 3- or 4-way comparison?
The dynamic compare picker handles up to four banks. Add this pair plus one or two more and we'll resolve every row.